Sale

Three-room apartment with garage in Tombul Dzhamiya district, Shumen

ShumenTombul Djamiya
Published: 9 January 2026 Updated: 18 September 2026
Sale129,999 €1,511 €/m²
Expected rent400 € /mo

~29,000 € BELOW MARKET

good value

against the median for apartments in Tombul Djamiya (26 properties)

Area
86 m²
Floor
3 / 3
Construction
Brick
Year
1970

Yield analysis

Low investment rating

3.7% / yr
Monthly payment577 €20% down payment · 20 yrs · 3%
Expected rent400 €at market conditions for the neighbourhood

The rent covers 69% of the payment — you top up about 177 €/mo for 20 years. From rent alone, with no loan, it pays for itself in 27 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.

Property analysis

This apartment is priced about 29,000 € below the typical price (the median) for apartments in Tombul Djamiya (26 properties) — 1,511 €/m² against 1,851 €/m².

Apartment with three rooms in the city of Shumen, district Tombul Dzhamiya, located on the third residential floor of a brick building.
Layout: two bedrooms, living room, kitchen, and two bathrooms, with south and north aspect.
The building was constructed in 1970, brick structure, the apartment is plastered with sanded parquet flooring. Available are a garage, attic room with terrace and kitchen, as well as a basement.
The district offers urban living conveniences close to central parts of Shumen.
The property is suitable for family use or investment, combining functionality and additional rooms.

With 20% down over 20 years the monthly mortgage payment is about 577 €, against an expected local rent of 400 €. The rent covers 69% of it.

Source: Market statistics for apartments in Tombul Djamiya

Pros and cons

AI summary
Pros
  • functional layout
  • garage
  • additional rooms
  • south / north aspect
Cons
  • top floor
  • needs improvements

Questions for the viewing

Only on imotesa

Derived from this specific property's data — not a generic checklist. Take them with you.

  1. Why is this priced below comparable properties? Is there anything that could affect the sale?

    Because: The price per m² is about 18% below the average for comparable properties.

  2. What feedback have previous viewers given?

    Because: We have been tracking this listing for about 266 days.

  3. Have the risers been replaced, and when was the roof last repaired?

    Because: The building dates from 1970 — about 56 years old.

  4. What condition is the roof in, and does it overheat in summer?

    Because: The property is on the top floor.

Generated automatically from the data we hold. They do not replace an in-person viewing, a survey or legal due diligence.

Layout

  • bedroom
  • bedroom
  • living room
  • kitchen

Exposure

AI summary
SSouth

Maximum sunlight throughout the day

NNorth

Even light, cooler during summer

Details

Category
Residential
Rooms
3
Bathrooms
2

Approximate location

The exact address hasn't been published by the seller — the map shows the neighbourhood.

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