Sale

Three-room apartment with two terraces in Shumen, Pazara

ShumenPazara
Published: 2 October 2026 Updated: 2 October 2026
Sale190,000 €2,111 €/m²
Expected rent528 € /mo

~33,000 € ABOVE MARKET

overpriced

against the median for 3-room apartments in Pazara (41 properties)

Area
90 m²
Floor
4 / 6
Construction
Brick
Year
1980

Yield analysis

Low investment rating

3.3% / yr
Monthly payment843 €20% down payment · 20 yrs · 3%
Expected rent528 €at market conditions for the neighbourhood

The rent covers 63% of the payment — you top up about 315 €/mo for 20 years. From rent alone, with no loan, it pays for itself in 30 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.

Property analysis

This apartment is priced about 33,000 € above the typical price (the median) for 3-room apartments in Pazara (41 properties) — 2,111 €/m² against 1,742 €/m².

Three-room apartment with an area of 90 sq m in the city of Shumen, Pazara district. The property is located on the 4th floor of 6 in a brick building from 1980 with controlled access.

The layout includes a corridor, living room, kitchen with dining area, two bedrooms, bathroom with toilet, and two glazed terraces. The interior has been updated with new PVC windows, interior doors, and flooring of laminated parquet and terracotta.

The building is brick construction, and the apartment has undergone full renovation, which improves thermal insulation and functionality. The property includes an attic space and a basement storage room.

The location is central, with convenient access to shops and public transport. The area offers good infrastructure for daily needs.

The property is suitable for living or investment due to its functional layout and renovated condition.

With 20% down over 20 years the monthly mortgage payment is about 843 €, against an expected local rent of 528 €. The rent covers 63% of it.

Source: Average prices for 3-room apartments in Pazara

Pros and cons

AI summary
Pros
  • functional layout
  • two glazed terraces
  • full renovation
  • controlled access
Cons
  • middle floor
  • building from 1980

Questions for the viewing

Only on imotesa

Derived from this specific property's data — not a generic checklist. Take them with you.

  1. Have the risers been replaced, and when was the roof last repaired?

    Because: The building dates from 1980 — about 46 years old.

  2. Is there a lift in the building, and what condition is it in?

    Because: The property is on floor 4 and the listing does not mention a lift.

Generated automatically from the data we hold. They do not replace an in-person viewing, a survey or legal due diligence.

Layout

  • corridor
  • living room
  • kitchen
  • dining area
  • bedroom
  • bedroom
  • bathroom

Amenities

  • Access Control

Details

Category
Residential
Rooms
3
Bathrooms
1
Furnishing
Yes

Approximate location

The exact address hasn't been published by the seller — the map shows the neighbourhood.

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