Sale

3-bedroom apartment in Shumen, Pazara

ShumenPazara
Published: 9 April 2026 Updated: 8 August 2026
Sale230,000 €2,555 €/m²
Expected rent528 € /mo

~73,000 € ABOVE MARKET

overpriced

against the median for 3-room apartments in Pazara (40 properties)

Area
90 m²
Floor
3 / 6
Construction
Brick
Heating
Gas

Yield analysis

Low investment rating

2.8% / yr
Monthly payment1,020 €20% down payment · 20 yrs · 3%
Expected rent528 €at market conditions for the neighbourhood

The rent covers 52% of the payment — you top up about 492 €/mo for 20 years. From rent alone, with no loan, it pays for itself in 36 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.

Property analysis

This apartment is priced about 73,000 € above the typical price (the median) for 3-room apartments in Pazara (40 properties) — 2,555 €/m² against 1,742 €/m².

With 20% down over 20 years the monthly mortgage payment is about 1,020 €, against an expected local rent of 528 €. The rent covers 52% of it.

Source: Market statistics for 3-room apartments in Pazara

Exposure

AI summary
SSouth

Maximum sunlight throughout the day

NNorth

Even light, cooler during summer

Details

Category
Residential
Rooms
3
Bathrooms
2

Approximate location

The exact address hasn't been published by the seller — the map shows the neighbourhood.

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