Sale

Three-room apartment with terrace in Pazara district, Shumen

ShumenPazara
Published: 8 February 2026 Updated: 2 October 2026
Sale135,020 €1,551 €/m²
Expected rent528 € /mo

~16,500 € BELOW MARKET

good value

against the median for 3-room apartments in Pazara (40 properties)

Area
87 m²
Floor
4 / 6
Construction
Brick
Year
2028

Yield analysis

Fair investment rating

4.7% / yr
Monthly payment599 €20% down payment · 20 yrs · 3%
Expected rent528 €at market conditions for the neighbourhood

The rent covers 88% of the payment — you top up about 71 €/mo for 20 years. From rent alone, with no loan, it pays for itself in 21 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.

Property analysis

This apartment is priced about 16,500 € below the typical price (the median) for 3-room apartments in Pazara (40 properties) — 1,551 €/m² against 1,742 €/m².

The apartment is located in the city of Shumen, Pazara district, in a new residential building from 2028.

The layout includes a kitchen with living area, two bedrooms, bathroom with toilet, terrace, and storage room, providing convenience and functionality for family use.

The building is brick, with an elevator and access control, with common areas finished with quality materials and modern architecture.

The location offers easy access to commercial facilities, schools, and main city arteries, while the presence of a pool and playground adds to the convenience for residents.

The property is suitable for families seeking comfort and modern amenities in an urban environment.

With 20% down over 20 years the monthly mortgage payment is about 599 €, against an expected local rent of 528 €. The rent covers 88% of it.

Source: Market statistics for 3-room apartments in Pazara

Pros and cons

AI summary
Pros
  • functional layout
  • new-build
  • elevator
  • access control
Cons

We didn't find any significant drawbacks in the listing. This doesn't replace an in-person viewing.

Questions for the viewing

Only on imotesa

Derived from this specific property's data — not a generic checklist. Take them with you.

  1. What feedback have previous viewers given?

    Because: We have been tracking this listing for about 236 days.

  2. Has Act 16 been issued, and what guarantees cover the common parts?

    Because: The building dates from 2028.

Generated automatically from the data we hold. They do not replace an in-person viewing, a survey or legal due diligence.

Layout

  • kitchen
  • living area
  • bedroom
  • bedroom
  • bathroom
  • toilet
  • terrace
  • storage room
  • corridor

Amenities

  • Elevator
  • Access Control
  • Renovated

Details

Category
Residential
Rooms
3
Bathrooms
1

Approximate location

The exact address hasn't been published by the seller — the map shows the neighbourhood.

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