Sale+35% above market

Three-room apartment with garage in Dobruzhanski district, Shumen

ShumenDobrudjanski
Published: 7 June 2026 Updated: 2 October 2026
Sale155,000 €1,631 €/m²
Expected rent374 € /mo
Area
95 m²
Floor
2 / 3
Construction
Brick
Year
1980

Yield analysis

Low investment rating

2.9% / yr
Monthly payment688 €20% down payment · 20 yrs · 3%
Expected rent374 €at market conditions for the neighbourhood

The rent covers 54% of the payment — you top up about 314 €/mo for 20 years. From rent alone, with no loan, it pays for itself in 35 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.

Property analysis

This apartment is priced 35% above the typical price (the median) for comparable properties — 2,066 €/m² against 1,533 €/m².

The apartment is located in the city of Shumen, Dobruzhanski district. The property has a floor area of 95 sq m and includes a corridor, living room, two bedrooms, kitchen, bathroom with toilet, and two terraces. The layout is functional, with separate rooms and no walk-through spaces. The building is brick from 1980, and the apartment is on the second of three floors. The property requires full renovation and has no modern upgrades. The apartment comes with a garage, basement storage room, and attic room. The location is convenient with controlled access and proximity to shops, a school, and a kindergarten. The property is suitable for family living or investment considering the location and available additional spaces.

With 20% down over 20 years the monthly mortgage payment is about 688 €, against an expected local rent of 374 €. The rent covers 54% of it.

Source: Market statistics for 3-room apartments in Dobrudjanski

Pros and cons

AI summary
Pros
  • garage
  • two terraces
  • controlled access
  • functional layout
Cons
  • needs renovation
  • older construction

Questions for the viewing

Only on imotesa

Derived from this specific property's data — not a generic checklist. Take them with you.

  1. Have the risers been replaced, and when was the roof last repaired?

    Because: The building dates from 1980 — about 46 years old.

Generated automatically from the data we hold. They do not replace an in-person viewing, a survey or legal due diligence.

Layout

  • corridor
  • living room
  • bedroom
  • bedroom
  • kitchen
  • bathroom
  • toilet
  • terrace
  • terrace

Amenities

  • With Parking

Exposure

AI summary
SSouth

Maximum sunlight throughout the day

EEast

Morning sun, cooler afternoons

Details

Category
Residential
Rooms
3
Bathrooms
1

Approximate location

The exact address hasn't been published by the seller — the map shows the neighbourhood.

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