Sale

Three-room apartment with terrace in Dobrudzanski, Shumen

ShumenDobrudjanski
Published: 5 January 2026 Updated: 18 September 2026
Sale97,145 €1,278 €/m²
Expected rent374 € /mo

~19,500 € BELOW MARKET

good value

against the median for 3-room apartments in Dobrudjanski (145 properties)

Area
76 m²
Floor
8 / 8
Construction
Panel
Year
1980

Yield analysis

Fair investment rating

4.6% / yr
Monthly payment431 €20% down payment · 20 yrs · 3%
Expected rent374 €at market conditions for the neighbourhood

The rent covers 87% of the payment — you top up about 57 €/mo for 20 years. From rent alone, with no loan, it pays for itself in 22 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.

Property analysis

This apartment is priced about 19,500 € below the typical price (the median) for 3-room apartments in Dobrudjanski (145 properties) — 1,278 €/m² against 1,533 €/m².

Three-room apartment in the city of Shumen, Dobrudzanski district, located on the eighth floor of a prefab panel building. The total area is 76 sq m, including a living room with access to a terrace, kitchen, two bedrooms, and a corridor with a niche.

With 20% down over 20 years the monthly mortgage payment is about 431 €, against an expected local rent of 374 €. The rent covers 87% of it.

Source: Market statistics for 3-room apartments in Dobrudjanski

Pros and cons

AI summary
Pros
  • functional layout
  • elevator
  • east and west aspect
  • adjacent basement storage
Cons
  • top floor
  • prefab panel construction
  • no improvements

Questions for the viewing

Only on imotesa

Derived from this specific property's data — not a generic checklist. Take them with you.

  1. Why is this priced below comparable properties? Is there anything that could affect the sale?

    Because: The price per m² is about 17% below the average for comparable properties.

  2. What feedback have previous viewers given?

    Because: We have been tracking this listing for about 270 days.

  3. Has the block been insulated under the renovation programme, and is there paperwork for it?

    Because: Prefabricated panel construction.

  4. Have the risers been replaced, and when was the roof last repaired?

    Because: The building dates from 1980 — about 46 years old.

  5. What condition is the roof in, and does it overheat in summer?

    Because: The property is on the top floor.

Generated automatically from the data we hold. They do not replace an in-person viewing, a survey or legal due diligence.

Layout

  • living room
  • kitchen
  • bedroom
  • bedroom
  • bathroom
  • toilet

Amenities

  • Elevator

Exposure

AI summary
EEast

Morning sun, cooler afternoons

WWest

Afternoon and evening sun

Details

Category
Residential
Rooms
3
Bathrooms
2

Approximate location

The exact address hasn't been published by the seller — the map shows the neighbourhood.

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