Sale

Three-room apartment with two terraces in Dobrudzanski, Shumen

ShumenDobrudjanski
Published: 3 September 2026 Updated: 2 October 2026
Sale169,000 €2,036 €/m²
Expected rent374 € /mo

~42,000 € ABOVE MARKET

overpriced

against the median for 3-room apartments in Dobrudjanski (145 properties)

Area
83 m²
Floor
6 / 8
Construction
Panel
Year
1970

Yield analysis

Low investment rating

2.7% / yr
Monthly payment750 €20% down payment · 20 yrs · 3%
Expected rent374 €at market conditions for the neighbourhood

The rent covers 50% of the payment — you top up about 376 €/mo for 20 years. From rent alone, with no loan, it pays for itself in 38 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.

Property analysis

This apartment is priced about 42,000 € above the typical price (the median) for 3-room apartments in Dobrudjanski (145 properties) — 2,036 €/m² against 1,533 €/m².

Apartment with three rooms and an area of 83 sq m, located on the 6th floor in a prefab panel block in the Dobrudzanski district of Shumen.
The layout includes a spacious living room, two bedrooms, a kitchen with an enclosed terrace, a bathroom and toilet, as well as an additional terrace connected to the living room and one bedroom.
The property has undergone major renovation with replaced PVC windows, wall and ceiling insulation, new flooring, as well as updated electrical and plumbing installations.
The district offers conveniences for daily life with proximity to schools, shops and transport connections.
The property is suitable for family use with balanced layout and improvements for comfort.

With 20% down over 20 years the monthly mortgage payment is about 750 €, against an expected local rent of 374 €. The rent covers 50% of it.

Source: Market statistics for 3-room apartments in Dobrudjanski

Pros and cons

AI summary
Pros
  • functional layout
  • two terraces
  • major renovation
  • east/west aspect
Cons
  • prefab panel construction

Questions for the viewing

Only on imotesa

Derived from this specific property's data — not a generic checklist. Take them with you.

  1. Has the block been insulated under the renovation programme, and is there paperwork for it?

    Because: Prefabricated panel construction.

  2. Have the risers been replaced, and when was the roof last repaired?

    Because: The building dates from 1970 — about 56 years old.

  3. Is there a lift in the building, and what condition is it in?

    Because: The property is on floor 6 and the listing does not mention a lift.

  4. Is there enough daylight during the day?

    Because: The advertised exposure has no southern side.

Generated automatically from the data we hold. They do not replace an in-person viewing, a survey or legal due diligence.

Layout

  • living room
  • bedroom
  • bedroom
  • kitchen
  • bathroom

Exposure

AI summary
EEast

Morning sun, cooler afternoons

WWest

Afternoon and evening sun

Details

Category
Residential
Rooms
3
Bathrooms
1

Approximate location

The exact address hasn't been published by the seller — the map shows the neighbourhood.

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