Sale

Three-room apartment in Dobrudzhancki, Shumen with terrace

ShumenDobrudjanski
Published: 2 May 2026 Updated: 28 September 2026
Sale109,000 €1,345 €/m²
Expected rent374 € /mo

~15,000 € BELOW MARKET

good value

against the median for 3-room apartments in Dobrudjanski (145 properties)

Area
81 m²
Floor
5 / 8
Construction
Panel
Year
1980

Yield analysis

Fair investment rating

4.1% / yr
Monthly payment484 €20% down payment · 20 yrs · 3%
Expected rent374 €at market conditions for the neighbourhood

The rent covers 77% of the payment — you top up about 110 €/mo for 20 years. From rent alone, with no loan, it pays for itself in 24 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.

Property analysis

This apartment is priced about 15,000 € below the typical price (the median) for 3-room apartments in Dobrudjanski (145 properties) — 1,345 €/m² against 1,533 €/m².

Three-room apartment in the city of Shumen, Dobrudzha district, located on the fifth floor of an eight-storey prefab panel building with elevator and controlled access.
The layout includes an entrance hall, kitchen with access to a terrace, bright living room with terrace, two bedrooms (one with terrace), separate bathroom and toilet.
The building was constructed in 1980, with replaced PVC windows and external insulation, and the apartment is partially renovated with natural parquet flooring. All basic amenities such as elevator and controlled access are available.
The location is convenient, close to bus stops, schools, kindergartens and commercial outlets in the district.
The property is suitable for family living with a balanced combination of functionality and convenience.

With 20% down over 20 years the monthly mortgage payment is about 484 €, against an expected local rent of 374 €. The rent covers 77% of it.

Source: Market statistics for 3-room apartments in Dobrudjanski

Pros and cons

AI summary
Pros
  • functional layout
  • terrace
  • elevator
  • controlled access
Cons

We didn't find any significant drawbacks in the listing. This doesn't replace an in-person viewing.

Questions for the viewing

Only on imotesa

Derived from this specific property's data — not a generic checklist. Take them with you.

  1. Why is this priced below comparable properties? Is there anything that could affect the sale?

    Because: The price per m² is about 12% below the average for comparable properties.

  2. Has the block been insulated under the renovation programme, and is there paperwork for it?

    Because: Prefabricated panel construction.

  3. Have the risers been replaced, and when was the roof last repaired?

    Because: The building dates from 1980 — about 46 years old.

Generated automatically from the data we hold. They do not replace an in-person viewing, a survey or legal due diligence.

Layout

  • entrance hall
  • kitchen
  • living room
  • bedroom
  • bedroom

Amenities

  • Elevator
  • Access Control
  • Renovated

Details

Category
Residential
Rooms
3
Bathrooms
2
Furnishing
Yes

Approximate location

The exact address hasn't been published by the seller — the map shows the neighbourhood.

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