+21% above market
median 1,830 €/m² for comparable properties
88,500 € 2,212 €/m²
Rent covers ~ 95% of the payment
~ 374 €/mo rent · you top up ~ 19 €/mo
Sale135,000 €1,730 €/m²
Expected rent374 € /mo
~15,500 € ABOVE MARKET
above market
against the median for 3-room apartments in Dobrudjanski (145 properties)
Area
78 m²
Floor
9 / 9
Construction
Panel
Year
1990
Yield analysis
Low investment rating
Monthly payment599 €20% down payment · 20 yrs · 3%
Expected rent374 €at market conditions for the neighbourhood
The rent covers 62% of the payment — you top up about 225 €/mo for 20 years. From rent alone, with no loan, it pays for itself in 30 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.
Property analysis
This apartment is priced about 15,500 € above the typical price (the median) for 3-room apartments in Dobrudjanski (145 properties) — 1,730 €/m² against 1,533 €/m².
Three-room apartment in the city of Shumen, Dobrudzhan district.
The layout includes a straight corridor, bright living room, separate kitchen, bedroom, children's room, walk-in closet, bathroom with toilet, and storage room.
The building is prefab panel from 1990, the apartment is on the top 9th floor and was refreshed two years ago. Heating is local district heating with air conditioners for additional comfort.
The district offers convenient access to the city center and all necessary services such as schools, shops, and transport.
The property is suitable for family living with balanced functionality and location.
With 20% down over 20 years the monthly mortgage payment is about 599 €, against an expected local rent of 374 €. The rent covers 62% of it.
Source: Market statistics for 3-room apartments in Dobrudjanski
Pros and cons
AI summaryPros
- functional layout
- local district heating
- walk-in closet
- good infrastructure
Cons
- top floor
- prefab panel construction
Questions for the viewing
Only on imotesaDerived from this specific property's data — not a generic checklist. Take them with you.
Has the block been insulated under the renovation programme, and is there paperwork for it?
Because: Prefabricated panel construction.
What condition is the roof in, and does it overheat in summer?
Because: The property is on the top floor.
Is there a lift in the building, and what condition is it in?
Because: The property is on floor 9 and the listing does not mention a lift.
Generated automatically from the data we hold. They do not replace an in-person viewing, a survey or legal due diligence.
Layout
- living room
- kitchen
- bedroom
- children's room
- walk-in closet
- bathroom
Details
- Category
- Residential
- Rooms
- 3
- Bathrooms
- 1
Approximate location
The exact address hasn't been published by the seller — the map shows the neighbourhood.
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