+21% above market
median 1,830 €/m² for comparable properties
88,500 € 2,212 €/m²
Rent covers ~ 95% of the payment
~ 374 €/mo rent · you top up ~ 19 €/mo
Sale110,000 €1,410 €/m²
Expected rent374 € /mo
~9,500 € BELOW MARKET
good value
against the median for 3-room apartments in Dobrudjanski (145 properties)
Area
78 m²
Floor
1 / 8
Construction
Panel
Year
1980
Yield analysis
Fair investment rating
Monthly payment488 €20% down payment · 20 yrs · 3%
Expected rent374 €at market conditions for the neighbourhood
The rent covers 77% of the payment — you top up about 114 €/mo for 20 years. From rent alone, with no loan, it pays for itself in 25 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.
Property analysis
This apartment is priced about 9,500 € below the typical price (the median) for 3-room apartments in Dobrudjanski (145 properties) — 1,410 €/m² against 1,533 €/m².
Three-room apartment in the town of Shumen, Dobruzhanski district.
Layout: corridor, kitchen with access to terrace, two bedrooms and living room with access to a large shared terrace, bathroom and toilet in separate rooms.
Building: prefab panel construction from 1980, first floor of eight, with elevator and controlled access.
Location: close to schools, kindergartens, shops and bus stops, with parking in front of the block.
The property is suitable for living or renting out, offering a functional layout and conveniences for family use.
With 20% down over 20 years the monthly mortgage payment is about 488 €, against an expected local rent of 374 €. The rent covers 77% of it.
Source: Market statistics for 3-room apartments in Dobrudjanski
Pros and cons
AI summaryPros
- functional layout
- terrace
- elevator
- controlled access
Cons
- prefab panel block
- ground floor
Questions for the viewing
Only on imotesaDerived from this specific property's data — not a generic checklist. Take them with you.
What feedback have previous viewers given?
Because: We have been tracking this listing for about 261 days.
Has the block been insulated under the renovation programme, and is there paperwork for it?
Because: Prefabricated panel construction.
Have the risers been replaced, and when was the roof last repaired?
Because: The building dates from 1980 — about 46 years old.
Is there damp, is there enough daylight, and what is the noise like?
Because: The property is on the first floor.
Generated automatically from the data we hold. They do not replace an in-person viewing, a survey or legal due diligence.
Layout
- corridor
- kitchen
- bedroom
- bedroom
- living room
- bathroom
- toilet
Amenities
- Elevator
- Access Control
Details
- Category
- Residential
- Rooms
- 3
- Bathrooms
- 2
Approximate location
The exact address hasn't been published by the seller — the map shows the neighbourhood.
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