Sale

Three-room apartment with 3 terraces in Center, Shumen

ShumenCentyr
Published: 3 September 2026 Updated: 2 October 2026
Sale185,000 €1,887 €/m²
Expected rent477 € /mo

AT MARKET LEVEL

fairly priced

against the median for 3-room apartments in Centyr (119 properties)

Area
98 m²
Floor
3 / 5
Construction
Brick

Yield analysis

Low investment rating

3.1% / yr
Monthly payment821 €20% down payment · 20 yrs · 3%
Expected rent477 €at market conditions for the neighbourhood

The rent covers 58% of the payment — you top up about 344 €/mo for 20 years. From rent alone, with no loan, it pays for itself in 32 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.

Property analysis

This apartment is priced at the typical price (the median) for 3-room apartments in Centyr (119 properties) — 1,887 €/m² against 1,739 €/m².

Three-room apartment in Shumen, Center district, located on the third floor of a five-storey brick building.

The layout includes a T-shaped corridor, kitchen, living room, two bedrooms, three terraces, laundry room, bathroom and toilet in separate rooms, providing functional use of the space.

The property has partial improvements such as replaced PVC windows and heating through two air conditioners. The property includes a basement and attic space, and the entrance has access control and an elevator.

The location is convenient with proximity to schools, kindergartens, shops, restaurants and bus stops in the central pedestrian area of the city.

The property is suitable for family living with balanced layout and amenities in an urban environment.

With 20% down over 20 years the monthly mortgage payment is about 821 €, against an expected local rent of 477 €. The rent covers 58% of it.

Source: Market statistics for 3-room apartments in Centyr

Pros and cons

AI summary
Pros
  • functional layout
  • three terraces
  • access control
  • elevator
Cons

We didn't find any significant drawbacks in the listing. This doesn't replace an in-person viewing.

Details

Category
Residential
Rooms
3
Bathrooms
2

Approximate location

The exact address hasn't been published by the seller — the map shows the neighbourhood.

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