Sale

Three-room apartment with two terraces in the centre of Shumen

ShumenCentyr
Published: 3 May 2026 Updated: 14 September 2026
Sale145,000 €1,611 €/m²
Expected rent477 € /mo

AT MARKET LEVEL

fairly priced

against the median for 3-room apartments in Centyr (119 properties)

Area
90 m²
Floor
1 / 3
Construction
Brick

Yield analysis

Low investment rating

4% / yr
Monthly payment643 €20% down payment · 20 yrs · 3%
Expected rent477 €at market conditions for the neighbourhood

The rent covers 74% of the payment — you top up about 166 €/mo for 20 years. From rent alone, with no loan, it pays for itself in 25 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.

Property analysis

This apartment is priced at the typical price (the median) for 3-room apartments in Centyr (119 properties) — 1,611 €/m² against 1,739 €/m².

The apartment is located in the centre of the city of Shumen, on the first floor of a three-storey brick building.
The layout includes a living area with kitchen and dining room, two separate bedrooms, two glazed terraces, corridor, bathroom with toilet and storage room.
The property has PVC windows, external insulation and heating via air conditioning and electric radiators, with a fireplace installed in the living room.
The property also includes two attic rooms, a cellar room, a basement room and a private parking space.
It is suitable for living or investment due to its functional layout and convenient location.

With 20% down over 20 years the monthly mortgage payment is about 643 €, against an expected local rent of 477 €. The rent covers 74% of it.

Source: Market statistics for 3-room apartments in Centyr

Pros and cons

AI summary
Pros
  • functional layout
  • two glazed terraces
  • private parking space
  • external insulation
Cons
  • ground floor

Questions for the viewing

Only on imotesa

Derived from this specific property's data — not a generic checklist. Take them with you.

  1. Is there damp, is there enough daylight, and what is the noise like?

    Because: The property is on the first floor.

Generated automatically from the data we hold. They do not replace an in-person viewing, a survey or legal due diligence.

Layout

  • living area
  • bedroom
  • bedroom

Amenities

  • With Parking
  • Renovated

Details

Category
Residential
Rooms
3
Bathrooms
1
Furnishing
Yes

Approximate location

The exact address hasn't been published by the seller — the map shows the neighbourhood.

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