Sale

Three-room apartment with terrace in the centre of Shumen

ShumenCentyr
Published: 9 April 2026 Updated: 9 September 2026
Sale154,819 €1,888 €/m²
Expected rent477 € /mo

AT MARKET LEVEL

fairly priced

against the median for 3-room apartments in Centyr (119 properties)

Area
82 m²
Floor
5 / 6
Construction
Brick
Year
2026

Yield analysis

Low investment rating

3.7% / yr
Monthly payment687 €20% down payment · 20 yrs · 3%
Expected rent477 €at market conditions for the neighbourhood

The rent covers 69% of the payment — you top up about 210 €/mo for 20 years. From rent alone, with no loan, it pays for itself in 27 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.

Property analysis

This apartment is priced at the typical price (the median) for 3-room apartments in Centyr (119 properties) — 1,888 €/m² against 1,739 €/m².

Apartment with three rooms in a new-build building in the centre of Shumen. The floor area is 82 sq m, distributed between an entrance hall, kitchen with living area, two bedrooms and a bathroom with toilet. One bedroom has a walk-in closet, and the property includes a terrace. It is located on the 5th floor of a total of 6 floors. The building is brick, construction from 2026, with hydraulic lift and access control. The apartment is offered according to BDS standards with finished walls and ceilings, cement screed on the floor and high-class armored entrance door. The aspect is south/west, providing good natural light. The location offers convenient access to key points in the city and proximity to urban infrastructure. Suitable choice for people seeking a functional home in a central urban environment with the possibility to personalise the finishing works.

With 20% down over 20 years the monthly mortgage payment is about 687 €, against an expected local rent of 477 €. The rent covers 69% of it.

Source: Market statistics for 3-room apartments in Centyr

Pros and cons

AI summary
Pros
  • functional layout
  • south/west aspect
  • new-build
  • lift
Cons

We didn't find any significant drawbacks in the listing. This doesn't replace an in-person viewing.

Questions for the viewing

Only on imotesa

Derived from this specific property's data — not a generic checklist. Take them with you.

  1. Has Act 16 been issued, and what guarantees cover the common parts?

    Because: The building dates from 2026.

Generated automatically from the data we hold. They do not replace an in-person viewing, a survey or legal due diligence.

Layout

  • entrance hall
  • kitchen
  • living area
  • bedroom
  • bedroom
  • bathroom
  • toilet
  • terrace

Amenities

  • Elevator
  • Access Control

Exposure

AI summary
SSouth

Maximum sunlight throughout the day

WWest

Afternoon and evening sun

Details

Category
Residential
Rooms
3
Bathrooms
1

Approximate location

The exact address hasn't been published by the seller — the map shows the neighbourhood.

Similar properties nearby