Sale

Three-room apartment with south aspect in the centre of Shumen

ShumenCentyr
Published: 20 January 2026 Updated: 9 September 2026
Sale143,000 €1,958 €/m²
Expected rent477 € /mo

~16,000 € ABOVE MARKET

above market

against the median for 3-room apartments in Centyr (119 properties)

Area
73 m²
Floor
8 / 8
Construction
Panel
Year
1980

Yield analysis

Fair investment rating

4% / yr
Monthly payment634 €20% down payment · 20 yrs · 3%
Expected rent477 €at market conditions for the neighbourhood

The rent covers 75% of the payment — you top up about 157 €/mo for 20 years. From rent alone, with no loan, it pays for itself in 25 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.

Property analysis

This apartment is priced about 16,000 € above the typical price (the median) for 3-room apartments in Centyr (119 properties) — 1,958 €/m² against 1,739 €/m².

Three-room apartment with an area of 73 sq m, located in the centre of the city of Shumen.

The layout includes a corridor with built-in wardrobe, kitchen with dining area, two bedrooms and a bathroom with toilet.

The property is in a prefab panel block from 1980, situated on the top eighth floor and has an elevator, with major renovations carried out including replacement of plumbing and electrical installations, as well as internal and external insulation.

The location is well connected, close to shops, schools and public services.

Suitable for those seeking a functional property in the central part of the city with improved energy efficiency.

With 20% down over 20 years the monthly mortgage payment is about 634 €, against an expected local rent of 477 €. The rent covers 75% of it.

Source: Market statistics for 3-room apartments in Centyr

Pros and cons

AI summary
Pros
  • south aspect
  • major renovation
  • elevator
  • internal and external insulation
Cons
  • top floor
  • prefab panel construction

Questions for the viewing

Only on imotesa

Derived from this specific property's data — not a generic checklist. Take them with you.

  1. What feedback have previous viewers given?

    Because: We have been tracking this listing for about 255 days.

  2. Has the block been insulated under the renovation programme, and is there paperwork for it?

    Because: Prefabricated panel construction.

  3. Have the risers been replaced, and when was the roof last repaired?

    Because: The building dates from 1980 — about 46 years old.

  4. What condition is the roof in, and does it overheat in summer?

    Because: The property is on the top floor.

Generated automatically from the data we hold. They do not replace an in-person viewing, a survey or legal due diligence.

Layout

  • corridor
  • kitchen
  • dining area
  • bedroom
  • bedroom
  • bathroom
  • toilet

Amenities

  • Elevator
  • Access Control

Exposure

AI summary
SSouth

Maximum sunlight throughout the day

Details

Category
Residential
Rooms
3
Bathrooms
1
Furnishing
Yes

Approximate location

The exact address hasn't been published by the seller — the map shows the neighbourhood.

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