Sale

Three-room apartment with terrace in the centre of Shumen

ShumenCentyr
Published: 9 October 2025 Updated: 9 September 2026
Sale138,000 €2,029 €/m²
Expected rent477 € /mo

~19,500 € ABOVE MARKET

above market

against the median for 3-room apartments in Centyr (119 properties)

Area
68 m²
Floor
2 / 4
Construction
Panel

Yield analysis

Fair investment rating

4.2% / yr
Monthly payment612 €20% down payment · 20 yrs · 3%
Expected rent477 €at market conditions for the neighbourhood

The rent covers 78% of the payment — you top up about 135 €/mo for 20 years. From rent alone, with no loan, it pays for itself in 24 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.

Price history

1 change since listing▲ 3.8% · 5,065 €
  1. 132,935 €6 December 2025Initial price
  2. 138,000 €▲ 5,065 € (3.8%) 30 April 2026Price increasedCurrent

Property analysis

This apartment is priced about 19,500 € above the typical price (the median) for 3-room apartments in Centyr (119 properties) — 2,029 €/m² against 1,739 €/m².

Three-room apartment in the city of Shumen, located in the central area.

The layout includes a corridor, bedroom with access to terrace, children's room, living area with enclosed terrace, bathroom with toilet and storage room.

The property is in a prefab panel block, on the second floor of four, with an elevator and access control; after full renovation with replaced plumbing and electrical installations, internal insulation and PVC windows. Heating is provided by air conditioners.

The location is convenient, close to shops and bus stops in the city centre.

The property is suitable for people looking for a functional residential option with a good location and updated infrastructure.

With 20% down over 20 years the monthly mortgage payment is about 612 €, against an expected local rent of 477 €. The rent covers 78% of it.

The asking price has risen by 5,065 € (3.8%) since it was first listed.

Source: Market statistics for 3-room apartments in Centyr

Pros and cons

AI summary
Pros
  • functional layout
  • southern aspect
  • elevator
  • full renovation
Cons

We didn't find any significant drawbacks in the listing. This doesn't replace an in-person viewing.

Questions for the viewing

Only on imotesa

Derived from this specific property's data — not a generic checklist. Take them with you.

  1. What changed since the listing went up — a renovation, paperwork, something else?

    Because: The price is about 4% higher than when it was first advertised.

  2. What feedback have previous viewers given?

    Because: We have been tracking this listing for about 358 days.

  3. Has the block been insulated under the renovation programme, and is there paperwork for it?

    Because: Prefabricated panel construction.

Generated automatically from the data we hold. They do not replace an in-person viewing, a survey or legal due diligence.

Layout

  • corridor
  • bedroom
  • children's room
  • living area
  • bathroom

Amenities

  • Elevator
  • Access Control
  • Renovated

Exposure

AI summary
SSouth

Maximum sunlight throughout the day

Details

Category
Residential
Rooms
3
Bathrooms
1
Furnishing
Yes

Approximate location

The exact address hasn't been published by the seller — the map shows the neighbourhood.

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