Sale

3-room apartment in the centre of Shumen with terrace

ShumenCentyr
Published: 8 January 2026 Updated: 28 September 2026
Sale130,000 €2,000 €/m²
Expected rent477 € /mo

~17,000 € ABOVE MARKET

above market

against the median for 3-room apartments in Centyr (119 properties)

Area
65 m²
Floor
11 / 12
Construction
EPC
Year
1980

Yield analysis

Fair investment rating

4.4% / yr
Monthly payment577 €20% down payment · 20 yrs · 3%
Expected rent477 €at market conditions for the neighbourhood

The rent covers 83% of the payment — you top up about 100 €/mo for 20 years. From rent alone, with no loan, it pays for itself in 23 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.

Property analysis

This apartment is priced about 17,000 € above the typical price (the median) for 3-room apartments in Centyr (119 properties) — 2,000 €/m² against 1,739 €/m².

Three-room apartment in Shumen, Centre, located on the 11th of 12 floors in an EPK prefab building.
The layout includes a corridor, three separate rooms, an enclosed terrace and a bathroom, providing convenience and functionality.
The building dates from 1980, with maintained common areas, two elevators and an intercom system; the apartment has new flooring, PVC windows, insulation and replaced installations.
The location is in the central part of the city, close to Ruski Pametnik and offers easy access to urban infrastructure.
The property is suitable for use as a family home or for those seeking convenience in an urban environment.

With 20% down over 20 years the monthly mortgage payment is about 577 €, against an expected local rent of 477 €. The rent covers 83% of it.

Source: Market statistics for 3-room apartments in Centyr

Pros and cons

AI summary
Pros
  • functional layout
  • new PVC windows
  • elevator and parking
  • enclosed terrace
Cons

We didn't find any significant drawbacks in the listing. This doesn't replace an in-person viewing.

Questions for the viewing

Only on imotesa

Derived from this specific property's data — not a generic checklist. Take them with you.

  1. What feedback have previous viewers given?

    Because: We have been tracking this listing for about 267 days.

  2. Have the risers been replaced, and when was the roof last repaired?

    Because: The building dates from 1980 — about 46 years old.

Generated automatically from the data we hold. They do not replace an in-person viewing, a survey or legal due diligence.

Layout

  • corridor
  • room
  • room
  • room
  • terrace

Amenities

  • Elevator
  • With Parking

Details

Category
Residential
Rooms
3

Approximate location

The exact address hasn't been published by the seller — the map shows the neighbourhood.

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