Sale

Two-room apartment with large terrace in Center, Shumen

ShumenCentyr
Published: 5 September 2026 Updated: 5 September 2026
Sale174,000 €2,023 €/m²
Expected rent344 € /mo

~33,000 € ABOVE MARKET

overpriced

against the median for 2-room apartments in Centyr (99 properties)

Area
86 m²
Floor
1 / 5
Construction
Brick
Year
2011

Yield analysis

Low investment rating

2.4% / yr
Monthly payment772 €20% down payment · 20 yrs · 3%
Expected rent344 €at market conditions for the neighbourhood

The rent covers 45% of the payment — you top up about 428 €/mo for 20 years. From rent alone, with no loan, it pays for itself in 42 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.

Property analysis

This apartment is priced about 33,000 € above the typical price (the median) for 2-room apartments in Centyr (99 properties) — 2,023 €/m² against 1,641 €/m².

2-room apartment in Shumen, Center district, near RUM. The property is located on the first floor of a brick building from 2011 with an elevator and access control.

The layout includes a living area with kitchen, bedroom with walk-in closet, bathroom with toilet, and corridor. Both rooms have access to a spacious 12 sq m terrace. The property also includes a 2.5 sq m basement.

The building is new-build, maintained, and equipped with an elevator, video surveillance, and parking. Heating and cooling are provided by two air conditioners.

The location offers convenient access to the city center, administrative institutions, and commercial outlets while ensuring tranquility.

The property is suitable for those seeking a functional home with a good location and additional space for relaxation on the terrace.

With 20% down over 20 years the monthly mortgage payment is about 772 €, against an expected local rent of 344 €. The rent covers 45% of it.

Source: Market statistics for 2-room apartments in Centyr

Pros and cons

AI summary
Pros
  • functional layout
  • large terrace
  • new-build
  • elevator
Cons
  • ground floor

Questions for the viewing

Only on imotesa

Derived from this specific property's data — not a generic checklist. Take them with you.

  1. Is there damp, is there enough daylight, and what is the noise like?

    Because: The property is on the first floor.

  2. Is there enough daylight during the day?

    Because: The advertised exposure has no southern side.

Generated automatically from the data we hold. They do not replace an in-person viewing, a survey or legal due diligence.

Amenities

  • Elevator
  • With Parking
  • Video Surveillance
  • Access Control
  • Tax Credit Option

Exposure

AI summary
EEast

Morning sun, cooler afternoons

Details

Category
Residential
Rooms
2
Bathrooms
1
Furnishing
Yes

Approximate location

The exact address hasn't been published by the seller — the map shows the neighbourhood.

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