Sale

Two-room apartment with two terraces in the centre of Shumen

ShumenCentyr

Published: 16 September 2026 Updated: 16 September 2026

Sale118,000 €1,685 €/m²

Expected rent363 € /mo

AT MARKET LEVEL

fairly priced

against the median for 2-room apartments in Centyr (104 properties)

Area

70 m²

Floor

1 / 4

Construction

Panel

Yield analysis

Low investment rating

3.7% / yr

Monthly payment524 €20% down payment · 20 yrs · 3%

Expected rent363 €at market conditions for the neighbourhood

The rent covers 69% of the payment — you top up about 161 €/mo for 20 years. From rent alone, with no loan, it pays for itself in 27 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.

Property analysis

This apartment is priced at the typical price (the median) for 2-room apartments in Centyr (104 properties) — 1,685 €/m² against 1,664 €/m².

Apartment with two rooms in the city of Shumen, Centre on the first floor of four. It includes a corridor, spacious living room, bedroom, kitchen and two terraces. There is also a large basement, providing additional storage space. The construction is prefab panel, typical for the area and period. Heating is local solid fuel, supplemented by an inverter air conditioner. The location is central, close to urban infrastructure and amenities. The property is suitable both for living and as an investment for rental purposes. The balance between functionality and location makes it a practical choice for various needs.

With 20% down over 20 years the monthly mortgage payment is about 524 €, against an expected local rent of 363 €. The rent covers 69% of it.

Source: Market statistics for 2-room apartments in Centyr

Pros and cons

AI summary

Pros

two terraces
large basement
local heating
central area

Cons

prefab panel construction
ground floor

Questions for the viewing

Only on imotesa

Derived from this specific property's data — not a generic checklist. Take them with you.

Has the block been insulated under the renovation programme, and is there paperwork for it?
Because: Prefabricated panel construction.
Is there damp, is there enough daylight, and what is the noise like?
Because: The property is on the first floor.

Generated automatically from the data we hold. They do not replace an in-person viewing, a survey or legal due diligence.