Sale

Three-room apartment in Central South district, Ruse with terrace

RuseCentralen Yujen Raion
Published: 5 January 2026 Updated: 30 September 2026
Sale89,000 €1,126 €/m²
Expected rent413 € /mo

~9,500 € BELOW MARKET

good value

against the median for 3-room apartments in Centralen Yujen Raion (14 properties)

Area
79 m²
Floor
8 / 8
Construction
Panel
Year
1980

Yield analysis

Fair investment rating

5.6% / yr
Monthly payment395 €20% down payment · 20 yrs · 3%
Expected rent413 €at market conditions for the neighbourhood

The rent covers 105% of the payment — the tenant pays off the loan over 20 years. From rent alone, with no loan, it pays for itself in 18 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.

Property analysis

This apartment is priced about 9,500 € below the typical price (the median) for 3-room apartments in Centralen Yujen Raion (14 properties) — 1,126 €/m² against 1,250 €/m².

Three-room apartment in the city of Ruse, Central South district.

The layout includes a large corridor, two bedrooms, a living room and a kitchen with a shared glazed terrace. There is a separate bathroom and toilet, as well as a basement storage room.

The building is prefab panel from 1980, the apartment is on the top eighth floor with an elevator. The property needs renovation.

The area is well connected with proximity to schools, kindergartens, shops and bus stops, about 10 minutes on foot from the city centre.

The property is suitable for people looking for a home with a good layout in a central urban environment with potential for refurbishment.

With 20% down over 20 years the monthly mortgage payment is about 395 €, against an expected local rent of 413 €. The rent covers the whole payment (105%).

Source: Market statistics for 3-room apartments in Centralen Yujen Raion

Pros and cons

AI summary
Pros
  • functional layout
  • elevator
  • close to schools
  • glazed terrace
Cons
  • top floor
  • needs renovation

Questions for the viewing

Only on imotesa

Derived from this specific property's data — not a generic checklist. Take them with you.

  1. What feedback have previous viewers given?

    Because: We have been tracking this listing for about 269 days.

  2. Has the block been insulated under the renovation programme, and is there paperwork for it?

    Because: Prefabricated panel construction.

  3. Have the risers been replaced, and when was the roof last repaired?

    Because: The building dates from 1980 — about 46 years old.

  4. What condition is the roof in, and does it overheat in summer?

    Because: The property is on the top floor.

Generated automatically from the data we hold. They do not replace an in-person viewing, a survey or legal due diligence.

Layout

  • corridor
  • bedroom
  • bedroom
  • living room
  • kitchen
  • bathroom
  • toilet

Amenities

  • Elevator

Details

Category
Residential
Rooms
3
Bathrooms
2

Approximate location

The exact address hasn't been published by the seller — the map shows the neighbourhood.

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