Sale

3-bedroom apartment in Raz, Zhitnitsa

RazZhitnitsa

Published: 7 August 2025 Updated: 7 August 2025

Sale100,000 €1,052 €/m²

Expected rent487 € /mo

~14,000 € BELOW MARKET

good value

against the median for apartments in Raz (76 properties)

Area

95 m²

Construction

Panel

Year

1970

Yield analysis

Fair investment rating

5.8% / yr

Monthly payment444 €20% down payment · 20 yrs · 3%

Expected rent487 €at market conditions for the neighbourhood

The rent covers 110% of the payment — the tenant pays off the loan over 20 years. From rent alone, with no loan, it pays for itself in 17 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.

Property analysis

This apartment is priced about 14,000 € below the typical price (the median) for apartments in Raz (76 properties) — 1,052 €/m² against 1,199 €/m².

With 20% down over 20 years the monthly mortgage payment is about 444 €, against an expected local rent of 487 €. The rent covers the whole payment (110%).

Source: Market statistics for apartments in Raz

Questions for the viewing

Only on imotesa

Derived from this specific property's data — not a generic checklist. Take them with you.

Why is this priced below comparable properties? Is there anything that could affect the sale?
Because: The price per m² is about 12% below the average for comparable properties.
What feedback have previous viewers given?
Because: We have been tracking this listing for about 420 days.
Has the block been insulated under the renovation programme, and is there paperwork for it?
Because: Prefabricated panel construction.
Have the risers been replaced, and when was the roof last repaired?
Because: The building dates from 1970 — about 56 years old.