−10% below market
median 1,546 €/m² for comparable properties
290,000 € 1,394 €/m²
Rent covers ~ 61% of the payment
~ 786 €/mo rent · you top up ~ 501 €/mo
Sale229,000 €2,140 €/m²
Expected rent859 € /mo
~58,000 € ABOVE MARKET
overpriced
against the median for 4-room apartments in Hristo Smirnenski (136 properties)
Area
107 m²
Floor
5 / 12
Construction
Brick
Year
1997
Yield analysis
Fair investment rating
Monthly payment1,016 €20% down payment · 20 yrs · 3%
Expected rent859 €at market conditions for the neighbourhood
The rent covers 85% of the payment — you top up about 157 €/mo for 20 years. From rent alone, with no loan, it pays for itself in 22 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.
Property analysis
This apartment is priced about 58,000 € above the typical price (the median) for 4-room apartments in Hristo Smirnenski (136 properties) — 2,140 €/m² against 1,598 €/m².
The apartment is located in the Hristo Smirnenski district, Plovdiv, near Kaufland and Mall Plovdiv.
The layout includes a living room, separate dining room and kitchen, two bedrooms, bathroom, toilet and two terraces, providing good functionality for family use.
The property is in a brick building from 1997, on the 5th floor of 12 with two elevators and underfloor heating; heating is by air conditioners, without district heating.
The location offers convenient access to commercial outlets and green areas such as Youth Hill, contributing to everyday convenience.
The property is suitable for people seeking a home with good layout and amenities in a central urban environment.
With 20% down over 20 years the monthly mortgage payment is about 1,016 €, against an expected local rent of 859 €. The rent covers 85% of it.
Source: Market statistics for 4-room apartments in Hristo Smirnenski
Pros and cons
AI summaryPros
- two terraces
- brick construction
- elevator
- good location
Cons
- heating by air conditioners
- no district heating
Amenities
- Elevator
- Internet Connection
- Access Control
Details
- Category
- Residential
- Rooms
- 4
- Bathrooms
- 1
Approximate location
The exact address hasn't been published by the seller — the map shows the neighbourhood.
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