Sale

Three-room apartment with two terraces in Kaspela district, Plovdiv

PlovdivHristo Smirnenski
Published: 10 January 2026 Updated: 2 September 2026
Sale108,200 €1,202 €/m²
Expected rent786 € /mo

~31,000 € BELOW MARKET

good value

against the median for 3-room apartments in Hristo Smirnenski (828 properties)

Area
90 m²
Floor
5 / 5
Construction
Panel

Yield analysis

Strong investment rating

8.7% / yr
Monthly payment480 €20% down payment · 20 yrs · 3%
Expected rent786 €at market conditions for the neighbourhood

The rent covers 164% of the payment — the tenant pays off the loan over 20 years. From rent alone, with no loan, it pays for itself in 11 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.

Property analysis

This apartment is priced about 31,000 € below the typical price (the median) for 3-room apartments in Hristo Smirnenski (828 properties) — 1,202 €/m² against 1,546 €/m².

Three-room apartment in Plovdiv city, Hristo Smirnenski district, near Kaspela hospital.
The layout includes a corridor, kitchen, living room, two bedrooms, separate bathroom and toilet, as well as two terraces.
The building is prefab panel, on the top floor (5 of 5), without an elevator, approved for thermal insulation and with updated plumbing installation in the entrance.
The location is convenient, close to large hypermarkets, schools and kindergartens.
Suitable for people looking for a functional property in a well-developed urban area with potential for improvements.

With 20% down over 20 years the monthly mortgage payment is about 480 €, against an expected local rent of 786 €. The rent covers the whole payment (164%).

Source: Market statistics for 3-room apartments in Hristo Smirnenski

Pros and cons

AI summary
Pros
  • two terraces
  • functional layout
  • close to schools
  • approved for thermal insulation
Cons
  • top floor
  • no elevator

Questions for the viewing

Only on imotesa

Derived from this specific property's data — not a generic checklist. Take them with you.

  1. Why is this priced below comparable properties? Is there anything that could affect the sale?

    Because: The price per m² is about 22% below the average for comparable properties.

  2. What feedback have previous viewers given?

    Because: We have been tracking this listing for about 265 days.

  3. Has the block been insulated under the renovation programme, and is there paperwork for it?

    Because: Prefabricated panel construction.

  4. What condition is the roof in, and does it overheat in summer?

    Because: The property is on the top floor.

  5. Is there a lift in the building, and what condition is it in?

    Because: The property is on floor 5 and the listing does not mention a lift.

Generated automatically from the data we hold. They do not replace an in-person viewing, a survey or legal due diligence.

Layout

  • corridor
  • kitchen
  • living room
  • bedroom
  • bedroom
  • toilet
  • bathroom

Details

Category
Residential
Rooms
3

Approximate location

The exact address hasn't been published by the seller — the map shows the neighbourhood.

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