Sale

Three-room apartment in Hristo Smirnenski with south-facing terrace

PlovdivHristo Smirnenski

Published: 16 September 2026 Updated: 16 September 2026

Sale145,000 €1,790 €/m²

Expected rent762 € /mo

~20,000 € ABOVE MARKET

above market

against the median for 3-room apartments in Hristo Smirnenski (849 properties)

Area

81 m²

Floor

5 / 5

Construction

Panel

Year

1970

Yield analysis

Good investment rating

6.3% / yr

Monthly payment643 €20% down payment · 20 yrs · 3%

Expected rent762 €at market conditions for the neighbourhood

The rent covers 118% of the payment — the tenant pays off the loan over 20 years. From rent alone, with no loan, it pays for itself in 16 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.

Property analysis

This apartment is priced about 20,000 € above the typical price (the median) for 3-room apartments in Hristo Smirnenski (849 properties) — 1,790 €/m² against 1,545 €/m².

Three-room apartment in the Hristo Smirnenski district, Plovdiv. It is located on the top floor of a prefab panel block built in 1970.

The layout includes a living room with access to a south-facing terrace, kitchen, two bedrooms, a bathroom, and a separate toilet, providing convenience and functionality.

The building is prefab panel construction, and the apartment has undergone major renovation and is in good condition, ready to move in. The property also includes a renovated basement storage room.

The location is close to key amenities such as a kindergarten and Kaspela shopping center, with free parking available in front of the block.

Suitable for family use with a balanced combination of functionality and location.

With 20% down over 20 years the monthly mortgage payment is about 643 €, against an expected local rent of 762 €. The rent covers the whole payment (118%).

Source: Market statistics for 3-room apartments in Hristo Smirnenski

Pros and cons

AI summary

Pros

south-facing terrace
functional layout
major renovation
basement storage

Cons

prefab panel block
top floor

Questions for the viewing

Only on imotesa

Derived from this specific property's data — not a generic checklist. Take them with you.

Has the block been insulated under the renovation programme, and is there paperwork for it?
Because: Prefabricated panel construction.
Have the risers been replaced, and when was the roof last repaired?
Because: The building dates from 1970 — about 56 years old.
What condition is the roof in, and does it overheat in summer?
Because: The property is on the top floor.
Is there a lift in the building, and what condition is it in?
Because: The property is on floor 5 and the listing does not mention a lift.