At market level
median 1,154 €/m² for comparable properties
79,900 € 1,192 €/m²
Rent covers ~ 119% of the payment
~ 421 €/mo rent · pays for itself in ~ 16 yrs
Sale139,000 €1,561 €/m²
Expected rent421 € /mo
~23,500 € ABOVE MARKET
overpriced
against the median for 3-room apartments in Teva (13 properties)
Area
89 m²
Floor
7 / 7
Construction
Panel
Yield analysis
Low investment rating
Monthly payment617 €20% down payment · 20 yrs · 3%
Expected rent421 €at market conditions for the neighbourhood
The rent covers 68% of the payment — you top up about 196 €/mo for 20 years. From rent alone, with no loan, it pays for itself in 28 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.
Property analysis
This apartment is priced about 23,500 € above the typical price (the median) for 3-room apartments in Teva (13 properties) — 1,561 €/m² against 1,298 €/m².
Three-room apartment in Teva district, Pernik, located on the top seventh floor. The property has an area of 89 sq m and includes a basement storage room.
The layout is non-walk-through with three bedrooms, a living room with kitchenette and dining area, a bathroom with toilet, a second toilet, and a closet, as well as two terraces, one of which is enclosed.
The building is prefab panel with an elevator, well maintained and with controlled access and video surveillance.
The location offers conveniences such as public transport, shops, a school, and green areas for recreation nearby.
The property is suitable for family living due to the functional layout and the amenities in the area.
With 20% down over 20 years the monthly mortgage payment is about 617 €, against an expected local rent of 421 €. The rent covers 68% of it.
Pros and cons
AI summaryPros
- functional layout
- two terraces
- elevator
- well maintained building
Cons
- top floor
- prefab panel construction
Questions for the viewing
Only on imotesaDerived from this specific property's data — not a generic checklist. Take them with you.
Has the block been insulated under the renovation programme, and is there paperwork for it?
Because: Prefabricated panel construction.
What condition is the roof in, and does it overheat in summer?
Because: The property is on the top floor.
Generated automatically from the data we hold. They do not replace an in-person viewing, a survey or legal due diligence.
Layout
- bedroom
- bedroom
- bedroom
- living room
- kitchenette
- dining area
Amenities
- Elevator
Details
- Category
- Residential
- Rooms
- 3
- Bathrooms
- 2
- Furnishing
- Yes
Approximate location
The exact address hasn't been published by the seller — the map shows the neighbourhood.
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