Sale

3-room apartment with two balconies in Moshino, Pernik

PernikMoshino
Published: 2 September 2026 Updated: 2 September 2026
Sale99,500 €1,036 €/m²
Expected rent325 € /mo

~27,000 € BELOW MARKET

good value

against the median for 3-room apartments in Moshino (14 properties)

Area
96 m²
Floor
8 / 8
Construction
Panel
Heating
District Heating

Yield analysis

Low investment rating

3.9% / yr
Monthly payment441 €20% down payment · 20 yrs · 3%
Expected rent325 €at market conditions for the neighbourhood

The rent covers 74% of the payment — you top up about 116 €/mo for 20 years. From rent alone, with no loan, it pays for itself in 26 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.

Property analysis

This apartment is priced about 27,000 € below the typical price (the median) for 3-room apartments in Moshino (14 properties) — 1,036 €/m² against 1,319 €/m².

3-room apartment in the Moshino district, Pernik, with a total area of 96 sq m. It includes two bedrooms, a living room, separate kitchen, and two balconies.

The layout is functional, featuring a separate bathroom and toilet, as well as an additional second toilet, which is convenient for a family. The two balconies provide extra space and ventilation options.

The property is in a prefab panel block on the top eighth floor and has insulation that improves comfort throughout the seasons. The property includes a basement storage room.

The district is urbanized and offers the necessary infrastructure for daily needs. The location is suitable for families seeking space and convenience outside the city center.

The property is suitable for family use, combining good floor area and functional layout with additional amenities such as two balconies and a basement.

With 20% down over 20 years the monthly mortgage payment is about 441 €, against an expected local rent of 325 €. The rent covers 74% of it.

Source: Market statistics for 3-room apartments in Moshino

Pros and cons

AI summary
Pros
  • functional layout
  • two toilets
  • two balconies
  • basement
Cons
  • top floor
  • prefab panel construction

Questions for the viewing

Only on imotesa

Derived from this specific property's data — not a generic checklist. Take them with you.

  1. Why is this priced below comparable properties? Is there anything that could affect the sale?

    Because: The price per m² is about 21% below the average for comparable properties.

  2. Has the block been insulated under the renovation programme, and is there paperwork for it?

    Because: Prefabricated panel construction.

  3. What condition is the roof in, and does it overheat in summer?

    Because: The property is on the top floor.

  4. Is there a lift in the building, and what condition is it in?

    Because: The property is on floor 8 and the listing does not mention a lift.

Generated automatically from the data we hold. They do not replace an in-person viewing, a survey or legal due diligence.

Layout

  • living room
  • kitchen
  • bedroom
  • bedroom

Details

Category
Residential
Rooms
3
Bathrooms
2

Approximate location

The exact address hasn't been published by the seller — the map shows the neighbourhood.

Similar properties nearby

apartment in Pernik, Moshino
Moshino, Pernik
−22% below market

median 1,500 €/m² for comparable properties

145,000 € 1,178 €/m²
apartment in Pernik, Moshino
  • 123m²
  • 4/5fl.

Rent covers ~ 51% of the payment

~ 325 €/mo rent · you top up ~ 318 €/mo