Sale

Three-room apartment in Pernik with terrace and balcony

PernikIztok
Published: 30 December 2025 Updated: 30 September 2026
Sale100,000 €1,098 €/m²
Expected rent476 € /mo

~23,000 € BELOW MARKET

good value

against the median for 3-room apartments in Iztok (141 properties)

Area
91 m²
Floor
8 / 8
Construction
Panel
Year
1980
Heating
District Heating

Yield analysis

Fair investment rating

5.7% / yr
Monthly payment444 €20% down payment · 20 yrs · 3%
Expected rent476 €at market conditions for the neighbourhood

The rent covers 107% of the payment — the tenant pays off the loan over 20 years. From rent alone, with no loan, it pays for itself in 18 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.

Property analysis

This apartment is priced about 23,000 € below the typical price (the median) for 3-room apartments in Iztok (141 properties) — 1,098 €/m² against 1,350 €/m².

Three-room apartment in Pernik, Iztok district, located on the top eighth floor.

Layout includes a kitchen with access to a glazed balcony, living room with access to a terrace, two bedrooms, corridors and utility rooms.

The building is prefab panel from 1980, with renovated roof and entrance, equipped with elevator and video surveillance. There is a parking space and access control.

The location is urban with convenient access to infrastructure and services.

The property is suitable for family use with balanced layout and additional storage rooms.

With 20% down over 20 years the monthly mortgage payment is about 444 €, against an expected local rent of 476 €. The rent covers the whole payment (107%).

Source: Market statistics for 3-room apartments in Iztok

Pros and cons

AI summary
Pros
  • functional layout
  • east/west aspect
  • elevator
  • parking space
Cons
  • top floor
  • prefab panel construction
  • lack of radiators

Questions for the viewing

Only on imotesa

Derived from this specific property's data — not a generic checklist. Take them with you.

  1. Why is this priced below comparable properties? Is there anything that could affect the sale?

    Because: The price per m² is about 19% below the average for comparable properties.

  2. What feedback have previous viewers given?

    Because: We have been tracking this listing for about 276 days.

  3. Has the block been insulated under the renovation programme, and is there paperwork for it?

    Because: Prefabricated panel construction.

  4. Have the risers been replaced, and when was the roof last repaired?

    Because: The building dates from 1980 — about 46 years old.

  5. What condition is the roof in, and does it overheat in summer?

    Because: The property is on the top floor.

Generated automatically from the data we hold. They do not replace an in-person viewing, a survey or legal due diligence.

Layout

  • bedroom
  • bedroom
  • bedroom
  • kitchen

Amenities

  • Elevator
  • With Parking
  • Video Surveillance
  • Access Control

Exposure

AI summary
EEast

Morning sun, cooler afternoons

WWest

Afternoon and evening sun

Details

Category
Residential
Rooms
3

Location

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