+28% above market
median 1,600 €/m² for comparable properties
102,000 € 2,125 €/m²
Rent covers ~ 105% of the payment
~ 476 €/mo rent · pays for itself in ~ 18 yrs
Sale100,000 €1,111 €/m²
Expected rent476 € /mo
~21,500 € BELOW MARKET
good value
against the median for 3-room apartments in Iztok (143 properties)
Area
90 m²
Floor
8 / 8
Construction
Panel
Heating
District Heating
Yield analysis
Fair investment rating
Monthly payment444 €20% down payment · 20 yrs · 3%
Expected rent476 €at market conditions for the neighbourhood
The rent covers 107% of the payment — the tenant pays off the loan over 20 years. From rent alone, with no loan, it pays for itself in 18 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.
Property analysis
This apartment is priced about 21,500 € below the typical price (the median) for 3-room apartments in Iztok (143 properties) — 1,111 €/m² against 1,350 €/m².
Three-room apartment with an area of 90 sq m located in the town of Pernik, Iztok district on the top eighth floor.
The layout includes a corridor, kitchen, two bedrooms with terraces, living room, bathroom with toilet, and storage room, providing convenient functionality and separate spaces.
The building is prefab panel construction with a working elevator, access control, and parking in front of the block; the roof has been renovated, and heating is centralized (district heating).
The location is convenient with proximity to large retail outlets such as Kaufland and Fantastico, as well as bus and train stops to Sofia.
The property is suitable for family use with a balanced layout and good infrastructure.
With 20% down over 20 years the monthly mortgage payment is about 444 €, against an expected local rent of 476 €. The rent covers the whole payment (107%).
Pros and cons
AI summaryPros
- non-walk-through
- two terraces
- elevator
- access control
Cons
- top floor
- prefab panel construction
Questions for the viewing
Only on imotesaDerived from this specific property's data — not a generic checklist. Take them with you.
Why is this priced below comparable properties? Is there anything that could affect the sale?
Because: The price per m² is about 18% below the average for comparable properties.
Has the block been insulated under the renovation programme, and is there paperwork for it?
Because: Prefabricated panel construction.
What condition is the roof in, and does it overheat in summer?
Because: The property is on the top floor.
Generated automatically from the data we hold. They do not replace an in-person viewing, a survey or legal due diligence.
Layout
- corridor
- kitchen
- bedroom
- bedroom
- living room
- bathroom
Amenities
- Elevator
- With Parking
- Access Control
Details
- Category
- Residential
- Rooms
- 3
- Bathrooms
- 1
Approximate location
The exact address hasn't been published by the seller — the map shows the neighbourhood.
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