+40% above market
median 1,350 €/m² for comparable properties
181,000 € 1,905 €/m²
Rent covers ~ 59% of the payment
~ 476 €/mo rent · you top up ~ 327 €/mo
Sale145,000 €1,611 €/m²
Expected rent476 € /mo
~23,500 € ABOVE MARKET
above market
against the median for 3-room apartments in Iztok (141 properties)
Area
90 m²
Floor
3 / 8
Construction
Panel
Year
1980
Heating
District Heating
Yield analysis
Low investment rating
Monthly payment643 €20% down payment · 20 yrs · 3%
Expected rent476 €at market conditions for the neighbourhood
The rent covers 74% of the payment — you top up about 167 €/mo for 20 years. From rent alone, with no loan, it pays for itself in 25 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.
Property analysis
This apartment is priced about 23,500 € above the typical price (the median) for 3-room apartments in Iztok (141 properties) — 1,611 €/m² against 1,350 €/m².
Three-room apartment in Pernik, Iztok district. It has a total area of 90 sq m and is located on the third floor of a prefab panel building from 1980 with an elevator.
With 20% down over 20 years the monthly mortgage payment is about 643 €, against an expected local rent of 476 €. The rent covers 74% of it.
Pros and cons
AI summaryPros
- functional layout
- east/west aspect
- elevator
- parking space
Cons
- district heating stopped
Questions for the viewing
Only on imotesaDerived from this specific property's data — not a generic checklist. Take them with you.
Has the block been insulated under the renovation programme, and is there paperwork for it?
Because: Prefabricated panel construction.
Have the risers been replaced, and when was the roof last repaired?
Because: The building dates from 1980 — about 46 years old.
Is there enough daylight during the day?
Because: The advertised exposure has no southern side.
Generated automatically from the data we hold. They do not replace an in-person viewing, a survey or legal due diligence.
Layout
- bedroom
- bedroom
- bedroom
- kitchen
Amenities
- Elevator
- With Parking
- Access Control
- Renovated
Exposure
AI summaryEEast
Morning sun, cooler afternoons
WWest
Afternoon and evening sun
Details
- Category
- Residential
- Rooms
- 3
Location
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