+40% above market
median 1,350 €/m² for comparable properties
181,000 € 1,905 €/m²
Rent covers ~ 59% of the payment
~ 476 €/mo rent · you top up ~ 327 €/mo
Sale120,000 €1,363 €/m²
Expected rent476 € /mo
AT MARKET LEVEL
fairly priced
against the median for 3-room apartments in Iztok (141 properties)
Area
88 m²
Floor
8 / 8
Construction
Panel
Heating
Local Heating
Yield analysis
Fair investment rating
Monthly payment532 €20% down payment · 20 yrs · 3%
Expected rent476 €at market conditions for the neighbourhood
The rent covers 89% of the payment — you top up about 56 €/mo for 20 years. From rent alone, with no loan, it pays for itself in 21 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.
Property analysis
This apartment is priced at the typical price (the median) for 3-room apartments in Iztok (141 properties) — 1,363 €/m² against 1,350 €/m².
Three-room apartment in Pernik, Iztok district, located on the top eighth floor.
The layout includes a living room, kitchen, two bedrooms, bathroom with toilet, separate toilet, laundry room and terrace accessible from the living room and one of the bedrooms.
The building is prefab panel with elevator and access control via chip system, common areas are maintained. The property has a southwest/northeast aspect, providing good natural light.
The district offers amenities such as shops, schools, kindergartens and transport connections, including quick access to Sofia.
Suitable for family residence or investment due to the functional layout and location.
With 20% down over 20 years the monthly mortgage payment is about 532 €, against an expected local rent of 476 €. The rent covers 89% of it.
Pros and cons
AI summaryPros
- functional layout
- elevator
- southwest aspect
- good infrastructure
Cons
- top floor
- prefab panel construction
Questions for the viewing
Only on imotesaDerived from this specific property's data — not a generic checklist. Take them with you.
Has the block been insulated under the renovation programme, and is there paperwork for it?
Because: Prefabricated panel construction.
What condition is the roof in, and does it overheat in summer?
Because: The property is on the top floor.
Generated automatically from the data we hold. They do not replace an in-person viewing, a survey or legal due diligence.
Layout
- living room
- kitchen
- bedroom
- bedroom
- bathroom
- toilet
- laundry room
- terrace
Amenities
- Elevator
- Renovated
Details
- Category
- Residential
- Rooms
- 3
- Bathrooms
- 2
Approximate location
The exact address hasn't been published by the seller — the map shows the neighbourhood.
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