−22% below market
median 1,101 €/m² for comparable properties
65,000 € 855 €/m²
Rent covers ~ 119% of the payment
~ 344 €/mo rent · pays for itself in ~ 16 yrs
Sale92,500 €402 €/m²
Expected rent344 € /mo
~160,500 € BELOW MARKET
far below market
against the median for apartments in Kyustendil (64 properties)
A price this far below the market usually has a reason the listing does not mention — encumbrances or an error in the ad.
Area
230 m²
Floor
3 / 3
Construction
Brick
Year
1995
Heating
Local Heating
Yield analysis
Fair investment rating
Monthly payment410 €20% down payment · 20 yrs · 3%
Expected rent344 €at market conditions for the neighbourhood
The rent covers 84% of the payment — you top up about 66 €/mo for 20 years. From rent alone, with no loan, it pays for itself in 22 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.
Price history
1 change since listing▼ 5.1% · 5,000 €
- 97,500 €
- 92,500 €▼ 5,000 € (5.1%)
Property analysis
This apartment is priced about 160,500 € below the typical price (the median) for apartments in Kyustendil (64 properties) — 402 €/m² against 1,101 €/m². A price this far below the market usually has a reason the listing does not mention — encumbrances or an error in the ad.
The apartment is located in the town of Kyustendil, Mogilata district, on the third floor of a three-storey brick building. It has an area of 230 sq m and includes a garage, parking, and additional rooms such as basements and a room.
The layout consists of four rooms, with part of a maisonette included in the property, increasing its functionality and usage options. The aspect is south-facing, providing good natural light.
The building was constructed in 1995, with brick construction ensuring stability and insulation. The availability of three-phase and single-phase electricity adds convenience for using electrical appliances.
The district is quiet and offers amenities such as proximity to shops, including Lidl, as well as mountain views. This makes the area suitable for living with access to urban infrastructure and nature.
The property is suitable for family living with an emphasis on space and functionality in a peaceful environment.
With 20% down over 20 years the monthly mortgage payment is about 410 €, against an expected local rent of 344 €. The rent covers 84% of it.
The asking price has fallen by 5,000 € (5.1%) since it was first listed.
Pros and cons
AI summaryPros
- functional layout
- south aspect
- garage
- close to shops
Cons
- top floor
Questions for the viewing
Only on imotesaDerived from this specific property's data — not a generic checklist. Take them with you.
Why is this priced below comparable properties? Is there anything that could affect the sale?
Because: The price per m² is about 64% below the average for comparable properties.
Is there still room to negotiate?
Because: The price has been cut once, by about 5%.
What condition is the roof in, and does it overheat in summer?
Because: The property is on the top floor.
Generated automatically from the data we hold. They do not replace an in-person viewing, a survey or legal due diligence.
Layout
- room 9 sq m
Amenities
- With Parking
Exposure
AI summarySSouth
Maximum sunlight throughout the day
Details
- Category
- Residential
- Rooms
- 4