+93% above market
median 1,082 €/m² for comparable properties
115,000 € 1,769 €/m²
Rent covers ~ 72% of the payment
~ 367 €/mo rent · you top up ~ 143 €/mo
Sale105,000 €820 €/m²
Expected rent367 € /mo
~33,500 € BELOW MARKET
good value
against the median for apartments in Studen Kladenec (20 properties)
Area
128 m²
Floor
5 / 6
Construction
Brick
Year
1980
Yield analysis
Fair investment rating
Monthly payment466 €20% down payment · 20 yrs · 3%
Expected rent367 €at market conditions for the neighbourhood
The rent covers 79% of the payment — you top up about 99 €/mo for 20 years. From rent alone, with no loan, it pays for itself in 24 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.
Property analysis
This apartment is priced about 33,500 € below the typical price (the median) for apartments in Studen Kladenec (20 properties) — 820 €/m² against 1,082 €/m².
The apartment is located in the town of Kardzhali, Studentski Kladenets district.
The layout includes a living room, dining room, kitchen, two bedrooms, a bathroom with toilet, a separate toilet, and two terraces, providing good functionality for family use.
The building is brick from 1980, with the fifth floor of six and access control, which contributes to the security and durability of the property.
The district is well arranged with convenient access to shops, schools, and transport, offering a quiet residential environment and green areas.
The property is suitable for family use with a balanced layout and additional storage spaces.
With 20% down over 20 years the monthly mortgage payment is about 466 €, against an expected local rent of 367 €. The rent covers 79% of it.
Pros and cons
AI summaryPros
- functional layout
- south / east aspect
- two terraces
- basement and attic
Cons
We didn't find any significant drawbacks in the listing. This doesn't replace an in-person viewing.
Questions for the viewing
Only on imotesaDerived from this specific property's data — not a generic checklist. Take them with you.
Why is this priced below comparable properties? Is there anything that could affect the sale?
Because: The price per m² is about 24% below the average for comparable properties.
Have the risers been replaced, and when was the roof last repaired?
Because: The building dates from 1980 — about 46 years old.
Is there a lift in the building, and what condition is it in?
Because: The property is on floor 5 and the listing does not mention a lift.
Generated automatically from the data we hold. They do not replace an in-person viewing, a survey or legal due diligence.
Layout
- living room
- dining room
- kitchen
- bedroom
- bedroom
- bathroom
- toilet
- toilet
Amenities
- Access Control
Exposure
AI summarySSouth
Maximum sunlight throughout the day
Details
- Category
- Residential
- Rooms
- 4
- Bathrooms
- 2
- Furnishing
- Yes
Approximate location
The exact address hasn't been published by the seller — the map shows the neighbourhood.
Similar properties nearby
No market valuation
On request
No yield data
Appears once there's enough market data
+14% above market
median 1,082 €/m² for comparable properties
37,000 € 1,233 €/m²
Rent covers ~ 224% of the payment
~ 367 €/mo rent · pays for itself in ~ 8 yrs
At market level
median 1,082 €/m² for comparable properties
72,000 € 1,107 €/m²
Rent covers ~ 115% of the payment
~ 367 €/mo rent · pays for itself in ~ 16 yrs
+20% above market
median 1,082 €/m² for comparable properties
124,800 € 1,300 €/m²
Rent covers ~ 66% of the payment
~ 367 €/mo rent · you top up ~ 187 €/mo
+17% above market
median 1,082 €/m² for comparable properties
38,000 € 1,266 €/m²
Rent covers ~ 218% of the payment
~ 367 €/mo rent · pays for itself in ~ 9 yrs
At market level
median 1,082 €/m² for comparable properties
90,900 € 998 €/m²
Rent covers ~ 91% of the payment
~ 367 €/mo rent · you top up ~ 36 €/mo
At market level
median 1,082 €/m² for comparable properties
60,000 € 1,000 €/m²
Rent covers ~ 138% of the payment
~ 367 €/mo rent · pays for itself in ~ 14 yrs