+93% above market
median 1,082 €/m² for comparable properties
115,000 € 1,769 €/m²
Rent covers ~ 72% of the payment
~ 367 €/mo rent · you top up ~ 143 €/mo
Sale90,000 €978 €/m²
Expected rent367 € /mo
~9,500 € BELOW MARKET
good value
against the median for apartments in Studen Kladenec (20 properties)
Area
92 m²
Floor
8 / 8
Construction
Brick
Yield analysis
Fair investment rating
Monthly payment399 €20% down payment · 20 yrs · 3%
Expected rent367 €at market conditions for the neighbourhood
The rent covers 92% of the payment — you top up about 32 €/mo for 20 years. From rent alone, with no loan, it pays for itself in 20 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.
Property analysis
This apartment is priced about 9,500 € below the typical price (the median) for apartments in Studen Kladenec (20 properties) — 978 €/m² against 1,082 €/m².
Three-room apartment in the town of Kardzhali, district Studentski Kladents, located on the top eighth floor.
The layout includes a corridor, living room, kitchen, two separate bedrooms, bathroom with toilet, storage room and two terraces.
The building is brick construction with an elevator and maintained common areas.
The location is convenient with proximity to large stores such as Kaufland and Billa, a school, kindergarten and public transport stops.
Suitable for family living with a functional layout and access to essential amenities in the district.
With 20% down over 20 years the monthly mortgage payment is about 399 €, against an expected local rent of 367 €. The rent covers 92% of it.
This property is advertised in 2 offers from 2 different sellers. All offers are at the same price. It has been listed for 269 days.
Pros and cons
AI summaryPros
- two terraces
- elevator
- close to stores
- functional layout
Cons
- top floor
Questions for the viewing
Only on imotesaDerived from this specific property's data — not a generic checklist. Take them with you.
What feedback have previous viewers given?
Because: We have been tracking this listing for about 269 days.
Who am I negotiating with, and who is authorised to agree a price?
Because: The property appears in 2 listings at the same price.
What condition is the roof in, and does it overheat in summer?
Because: The property is on the top floor.
Generated automatically from the data we hold. They do not replace an in-person viewing, a survey or legal due diligence.
Layout
- corridor
- living room
- kitchen
- bedroom
- bedroom
- bathroom
- storage room
- terrace
- terrace
Amenities
- Elevator
Details
- Category
- Residential
- Rooms
- 3
- Bathrooms
- 1
- Furnishing
- Yes
Approximate location
The exact address hasn't been published by the seller — the map shows the neighbourhood.
Similar properties nearby
No market valuation
On request
No yield data
Appears once there's enough market data
+14% above market
median 1,082 €/m² for comparable properties
37,000 € 1,233 €/m²
Rent covers ~ 224% of the payment
~ 367 €/mo rent · pays for itself in ~ 8 yrs
−24% below market
median 1,082 €/m² for comparable properties
105,000 € 820 €/m²
Rent covers ~ 79% of the payment
~ 367 €/mo rent · you top up ~ 99 €/mo
At market level
median 1,082 €/m² for comparable properties
72,000 € 1,107 €/m²
Rent covers ~ 115% of the payment
~ 367 €/mo rent · pays for itself in ~ 16 yrs
+20% above market
median 1,082 €/m² for comparable properties
124,800 € 1,300 €/m²
Rent covers ~ 66% of the payment
~ 367 €/mo rent · you top up ~ 187 €/mo
+17% above market
median 1,082 €/m² for comparable properties
38,000 € 1,266 €/m²
Rent covers ~ 218% of the payment
~ 367 €/mo rent · pays for itself in ~ 9 yrs
At market level
median 1,082 €/m² for comparable properties
90,900 € 998 €/m²
Rent covers ~ 91% of the payment
~ 367 €/mo rent · you top up ~ 36 €/mo