+15% above market
median 1,092 €/m² for comparable properties
160,000 € 1,259 €/m²
Rent covers ~ 60% of the payment
~ 423 €/mo rent · you top up ~ 287 €/mo
Sale92,032 €1,070 €/m²
Expected rent423 € /mo
AT MARKET LEVEL
fairly priced
against the median for 4-room apartments in Centyr (44 properties)
Area
86 m²
Floor
2 / 5
Construction
Brick
Year
1980
Yield analysis
Fair investment rating
Monthly payment408 €20% down payment · 20 yrs · 3%
Expected rent423 €at market conditions for the neighbourhood
The rent covers 104% of the payment — the tenant pays off the loan over 20 years. From rent alone, with no loan, it pays for itself in 18 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.
Property analysis
This apartment is priced at the typical price (the median) for 4-room apartments in Centyr (44 properties) — 1,070 €/m² against 1,092 €/m².
The apartment is located in the town of Kardzhali, in the Pazara area, Center.
The layout includes a corridor, two bedrooms, a living room, a dining room with kitchenette, a bathroom, a separate toilet, and two terraces.
The building is brick from 1980, the apartment is on the second floor of five and is in decent condition without modern improvements.
The location offers convenient access to urban infrastructure and the market, with the area being urbanized and lively.
The property offers a functional layout and additional spaces such as a basement and an attic room, suitable for family use in an urban environment.
With 20% down over 20 years the monthly mortgage payment is about 408 €, against an expected local rent of 423 €. The rent covers the whole payment (104%).
Pros and cons
AI summaryPros
- functional layout
- two terraces
- basement and attic room
Cons
- no modern improvements
Questions for the viewing
Only on imotesaDerived from this specific property's data — not a generic checklist. Take them with you.
What feedback have previous viewers given?
Because: We have been tracking this listing for about 269 days.
Have the risers been replaced, and when was the roof last repaired?
Because: The building dates from 1980 — about 46 years old.
Generated automatically from the data we hold. They do not replace an in-person viewing, a survey or legal due diligence.
Layout
- corridor
- bedroom
- bedroom
- living room
- dining room
- kitchenette
- bathroom
- toilet
- terrace
- terrace
Details
- Category
- Residential
- Rooms
- 4
- Bathrooms
- 2
Approximate location
The exact address hasn't been published by the seller — the map shows the neighbourhood.
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