+15% above market
median 1,092 €/m² for comparable properties
160,000 € 1,259 €/m²
Rent covers ~ 60% of the payment
~ 423 €/mo rent · you top up ~ 287 €/mo
Sale270,000 €2,307 €/m²
Expected rent423 € /mo
~142,000 € ABOVE MARKET
overpriced
against the median for 4-room apartments in Centyr (44 properties)
Area
117 m²
Floor
2 / 7
Construction
Brick
Year
1980
Yield analysis
Low investment rating
Monthly payment1,198 €20% down payment · 20 yrs · 3%
Expected rent423 €at market conditions for the neighbourhood
The rent covers 35% of the payment — you top up about 775 €/mo for 20 years. From rent alone, with no loan, it pays for itself in 53 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.
Property analysis
This apartment is priced about 142,000 € above the typical price (the median) for 4-room apartments in Centyr (44 properties) — 2,307 €/m² against 1,092 €/m².
Apartment with an area of 117 sq m in Kardzhali, Center district, near the Rila Mountains.
Layout: entrance hall, living room with kitchenette, three bedrooms, bathroom, separate toilet and four terraces.
The building is brick from 1980, on the second floor of seven with an elevator and parking spaces available.
The location is central, with convenient access to shops, restaurants, a school and public transport stops.
The property additionally offers a basement and an attic room, as well as three garages of different sizes, which increases its functionality.
With 20% down over 20 years the monthly mortgage payment is about 1,198 €, against an expected local rent of 423 €. The rent covers 35% of it.
Pros and cons
AI summaryPros
- functional layout
- elevator
- three garages
- central location
Cons
- no modern upgrades
Questions for the viewing
Only on imotesaDerived from this specific property's data — not a generic checklist. Take them with you.
What feedback have previous viewers given?
Because: We have been tracking this listing for about 270 days.
Have the risers been replaced, and when was the roof last repaired?
Because: The building dates from 1980 — about 46 years old.
Generated automatically from the data we hold. They do not replace an in-person viewing, a survey or legal due diligence.
Layout
- entrance hall
- living room
- kitchenette
- bedroom
- bedroom
- bedroom
- bathroom
- toilet
- terrace
- terrace
- terrace
- terrace
Amenities
- Elevator
- With Parking
Details
- Category
- Residential
- Rooms
- 4
- Bathrooms
- 2
Approximate location
The exact address hasn't been published by the seller — the map shows the neighbourhood.
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