Sale

4-room apartment in Center, Kardzhali with two terraces

KyrdjaliCentyr
Published: 6 January 2026 Updated: 10 September 2026
Sale105,000 €897 €/m²
Expected rent423 € /mo

~23,000 € BELOW MARKET

good value

against the median for 4-room apartments in Centyr (44 properties)

Area
117 m²
Floor
5 / 5
Construction
Brick

Yield analysis

Fair investment rating

4.8% / yr
Monthly payment466 €20% down payment · 20 yrs · 3%
Expected rent423 €at market conditions for the neighbourhood

The rent covers 91% of the payment — you top up about 43 €/mo for 20 years. From rent alone, with no loan, it pays for itself in 21 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.

Price history

1 change since listing▲ 10.5% · 10,000 €
  1. 95,000 €11 July 2026Initial price
  2. 105,000 €▲ 10,000 € (10.5%) 13 July 2026Price increasedCurrent

Property analysis

This apartment is priced about 23,000 € below the typical price (the median) for 4-room apartments in Centyr (44 properties) — 897 €/m² against 1,092 €/m².

The apartment is located in the wide Center of Kardzhali, near the Language High School.

The layout includes an entrance hall, living room, kitchen with dining area, two bedrooms, bathroom, separate toilet and two terraces, providing functional use of the space.

The property is in a brick building, fifth and top floor, in generally good condition but without modern improvements. The property includes a basement and an attic room.

The location is central and lively, close to a kindergarten, school, shop and public transport stop.

The property is suitable for a family or people looking for a spacious apartment in a central urban environment with nearby amenities.

With 20% down over 20 years the monthly mortgage payment is about 466 €, against an expected local rent of 423 €. The rent covers 91% of it.

The asking price has risen by 10,000 € (10.5%) since it was first listed.

Source: Market statistics for 4-room apartments in Centyr

Pros and cons

AI summary
Pros
  • functional layout
  • two terraces
  • basement and attic room
  • central location
Cons
  • top floor
  • lack of modern improvements

Questions for the viewing

Only on imotesa

Derived from this specific property's data — not a generic checklist. Take them with you.

  1. What changed since the listing went up — a renovation, paperwork, something else?

    Because: The price is about 11% higher than when it was first advertised.

  2. Why is this priced below comparable properties? Is there anything that could affect the sale?

    Because: The price per m² is about 18% below the average for comparable properties.

  3. What feedback have previous viewers given?

    Because: We have been tracking this listing for about 269 days.

  4. What condition is the roof in, and does it overheat in summer?

    Because: The property is on the top floor.

  5. Is there a lift in the building, and what condition is it in?

    Because: The property is on floor 5 and the listing does not mention a lift.

Generated automatically from the data we hold. They do not replace an in-person viewing, a survey or legal due diligence.

Layout

  • entrance hall
  • living room
  • kitchen
  • dining area
  • bedroom
  • bedroom
  • bathroom
  • toilet
  • terrace
  • terrace

Details

Category
Residential
Rooms
4
Bathrooms
2

Approximate location

The exact address hasn't been published by the seller — the map shows the neighbourhood.

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