−14% below market
median 1,254 €/m² for comparable properties
65,000 € 1,083 €/m²
Rent covers ~ 101% of the payment
~ 290 €/mo rent · pays for itself in ~ 19 yrs
Sale115,000 €1,017 €/m²
Expected rent419 € /mo
~10,500 € BELOW MARKET
good value
against the median for 4-room apartments in Centyr (44 properties)
Area
113 m²
Floor
1 / 8
Construction
Brick
Yield analysis
Fair investment rating
Monthly payment510 €20% down payment · 20 yrs · 3%
Expected rent419 €at market conditions for the neighbourhood
The rent covers 82% of the payment — you top up about 91 €/mo for 20 years. From rent alone, with no loan, it pays for itself in 23 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.
Property analysis
This apartment is priced about 10,500 € below the typical price (the median) for 4-room apartments in Centyr (44 properties) — 1,017 €/m² against 1,109 €/m².
The apartment is located in the town of Kardzhali, in the Center area, near Chaika kindergarten and Osetia.
The layout includes a corridor, living room, two bedrooms, kitchen, separate bathroom and toilet, as well as three terraces, providing additional space and usage options.
The property is in a brick building on the first floor of eight, with a constantly operating elevator. The property includes a basement and an attic.
The location is convenient with the presence of a kindergarten, school, grocery stores, pharmacy, and nearby stop.
The property is suitable for living or investment given the functional layout and urban environment.
With 20% down over 20 years the monthly mortgage payment is about 510 €, against an expected local rent of 419 €. The rent covers 82% of it.
This property is advertised in 2 offers, all from the same agency. The gap between the cheapest and the dearest is 17,000 €. It has been listed for 153 days.
Pros and cons
AI summaryPros
- functional layout
- three terraces
- basement and attic
- elevator
Cons
- ground floor
Questions for the viewing
Only on imotesaDerived from this specific property's data — not a generic checklist. Take them with you.
Which price is the real one, and who am I negotiating with?
Because: The property appears in 2 listings, and the prices differ by about 13%.
Is there damp, is there enough daylight, and what is the noise like?
Because: The property is on the first floor.
Generated automatically from the data we hold. They do not replace an in-person viewing, a survey or legal due diligence.
Layout
- corridor
- living room
- bedroom
- bedroom
- kitchen
- bathroom
- toilet
- terrace
- terrace
- terrace
Details
- Category
- Residential
- Rooms
- 4
- Bathrooms
- 2
Approximate location
The exact address hasn't been published by the seller — the map shows the neighbourhood.
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