Sale

3-room apartment in the centre of Kardzhali with two terraces

KyrdjaliCentyr
Published: 1 September 2026 Updated: 27 September 2026
Sale100,000 €1,136 €/m²
Expected rent483 € /mo

AT MARKET LEVEL

fairly priced

against the median for 3-room apartments in Centyr (98 properties)

Area
88 m²
Floor
2 / 4
Construction
Brick
Year
1960

Yield analysis

Fair investment rating

5.8% / yr
Monthly payment444 €20% down payment · 20 yrs · 3%
Expected rent483 €at market conditions for the neighbourhood

The rent covers 109% of the payment — the tenant pays off the loan over 20 years. From rent alone, with no loan, it pays for itself in 17 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.

Price history

2 changes since listing▼ 16.7% · 20,000 €
  1. 120,000 €3 September 2026Initial price
  2. 105,000 €▼ 15,000 € (12.5%) 19 September 2026Price reduced
  3. 100,000 €▼ 5,000 € (4.8%) 27 September 2026Price reducedCurrent

Property analysis

This apartment is priced at the typical price (the median) for 3-room apartments in Centyr (98 properties) — 1,136 €/m² against 1,222 €/m².

Apartment with three rooms in the centre of Kardzhali, 19 Otets Paisiy St.

The layout includes an entrance hall, walk-in closet, corridor, kitchen, living room with dining area, two bedrooms, bathroom with toilet and two terraces.

The property is in a brick building from 1960, needs full renovation and has no elevator. It comes with an adjacent basement and attic.

The location is convenient, close to a school, polyclinic, pharmacies and other urban amenities.

Suitable for people looking for a property with potential for personalisation in a central urban environment.

With 20% down over 20 years the monthly mortgage payment is about 444 €, against an expected local rent of 483 €. The rent covers the whole payment (109%).

The asking price has fallen by 20,000 € (16.7%) since it was first listed.

Source: Market statistics for 3-room apartments in Centyr

Pros and cons

AI summary
Pros
  • two terraces
  • southwest aspect
  • central location
Cons
  • needs full renovation
  • no elevator

Questions for the viewing

Only on imotesa

Derived from this specific property's data — not a generic checklist. Take them with you.

  1. Is there still room to negotiate, and why has it not sold yet?

    Because: The price has been cut 2 times — about 17% below the original asking price.

  2. What is the scope of the work, and are there hidden problems with the wiring or plumbing?

    Because: The listing states that the property needs renovation.

  3. Have the risers been replaced, and when was the roof last repaired?

    Because: The building dates from 1960 — about 66 years old.

Generated automatically from the data we hold. They do not replace an in-person viewing, a survey or legal due diligence.

Layout

  • entrance hall
  • walk-in closet
  • corridor
  • kitchen
  • living room
  • dining area
  • bedroom
  • bedroom
  • bathroom

Amenities

  • Needs Renovation

Details

Category
Residential
Rooms
3
Bathrooms
1

Location

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