Sale

Three-room apartment with three terraces in Center, Kardzhali

KyrdjaliCentyr

Published: 2 July 2026 Updated: 2 October 2026

Sale90,000 €1,046 €/m²

Expected rent473 € /mo

~15,000 € BELOW MARKET

good value

against the median for 3-room apartments in Centyr (98 properties)

Area

86 m²

Floor

4 / 5

Construction

Brick

Year

1980

Yield analysis

Good investment rating

6.3% / yr

Monthly payment399 €20% down payment · 20 yrs · 3%

Expected rent473 €at market conditions for the neighbourhood

The rent covers 118% of the payment — the tenant pays off the loan over 20 years. From rent alone, with no loan, it pays for itself in 16 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.

Price history

1 change since listing▲ 5.9% · 5,000 €

85,000 €2 July 2026Initial price
90,000 €▲ 5,000 € (5.9%) 13 August 2026Price increasedCurrent

Property analysis

This apartment is priced about 15,000 € below the typical price (the median) for 3-room apartments in Centyr (98 properties) — 1,046 €/m² against 1,222 €/m².

Three-room apartment in Kardzhali city, Center district, on San Stefano St.

The layout includes a separate kitchen with terrace, bedroom with terrace, living room with terrace, bathroom, and spacious corridor, providing good functionality and the possibility to separate the zones.

The property is in a brick building from 1980, located on the 4th of 5 floors in total, with no information about an elevator or additional amenities.

The location is central, offering easy access to urban infrastructure and services.

The property is suitable for people looking for a home with balanced layout and conveniences in the central part of the city.

With 20% down over 20 years the monthly mortgage payment is about 399 €, against an expected local rent of 473 €. The rent covers the whole payment (118%).

The asking price has risen by 5,000 € (5.9%) since it was first listed.

Source: Market statistics for 3-room apartments in Centyr

Pros and cons

AI summary

Pros

functional layout
three terraces
central location

Cons

no elevator
older construction

Questions for the viewing

Only on imotesa

Derived from this specific property's data — not a generic checklist. Take them with you.

What changed since the listing went up — a renovation, paperwork, something else?
Because: The price is about 6% higher than when it was first advertised.
Why is this priced below comparable properties? Is there anything that could affect the sale?
Because: The price per m² is about 14% below the average for comparable properties.
Have the risers been replaced, and when was the roof last repaired?
Because: The building dates from 1980 — about 46 years old.
Is there a lift in the building, and what condition is it in?
Because: The property is on floor 4 and the listing does not mention a lift.