+15% above market
median 1,092 €/m² for comparable properties
160,000 € 1,259 €/m²
Rent covers ~ 60% of the payment
~ 423 €/mo rent · you top up ~ 287 €/mo
Sale145,000 €1,705 €/m²
Expected rent473 € /mo
~41,000 € ABOVE MARKET
overpriced
against the median for 3-room apartments in Centyr (98 properties)
Area
85 m²
Floor
3 / 6
Construction
Brick
Year
1990
Yield analysis
Low investment rating
Monthly payment643 €20% down payment · 20 yrs · 3%
Expected rent473 €at market conditions for the neighbourhood
The rent covers 74% of the payment — you top up about 170 €/mo for 20 years. From rent alone, with no loan, it pays for itself in 26 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.
Property analysis
This apartment is priced about 41,000 € above the typical price (the median) for 3-room apartments in Centyr (98 properties) — 1,705 €/m² against 1,222 €/m².
Three-room apartment in the town of Kardzhali, located in the central part of the town.
The property has a functional layout with an entrance hall, kitchen with dining area and access to a terrace, living room with access to a terrace, two separate bedrooms, bathroom and separate toilet. One of the bedrooms includes an enclosed terrace.
The building is brick from 1990, the apartment is on the third floor of six, with a working elevator and includes a basement and attic space.
The location is convenient, close to schools, kindergartens, hospital, shops and parks in the center of Kardzhali.
The property is suitable for personal use or investment for rental due to its amenities and location.
With 20% down over 20 years the monthly mortgage payment is about 643 €, against an expected local rent of 473 €. The rent covers 74% of it.
Pros and cons
AI summaryPros
- functional layout
- south aspect
- terrace
- elevator
Cons
We didn't find any significant drawbacks in the listing. This doesn't replace an in-person viewing.
Layout
- entrance hall
- kitchen
- dining area
- living room
- bedroom
- bedroom
Exposure
AI summarySSouth
Maximum sunlight throughout the day
Details
- Category
- Residential
- Rooms
- 3
- Bathrooms
- 2
Approximate location
The exact address hasn't been published by the seller — the map shows the neighbourhood.
Similar properties nearby
+27% above market
median 1,204 €/m² for comparable properties
75,000 € 1,530 €/m²
Rent covers ~ 127% of the payment
~ 423 €/mo rent · pays for itself in ~ 15 yrs
+30% above market
median 1,222 €/m² for comparable properties
143,000 € 1,588 €/m²
Rent covers ~ 75% of the payment
~ 473 €/mo rent · you top up ~ 161 €/mo
At market level
median 1,259 €/m² for comparable properties
79,000 € 1,274 €/m²
Rent covers ~ 85% of the payment
~ 297 €/mo rent · you top up ~ 54 €/mo
−33% below market
median 1,259 €/m² for comparable properties
79,900 € 850 €/m²
Rent covers ~ 84% of the payment
~ 297 €/mo rent · you top up ~ 57 €/mo
−11% below market
median 1,259 €/m² for comparable properties
81,000 € 1,125 €/m²
Rent covers ~ 83% of the payment
~ 297 €/mo rent · you top up ~ 62 €/mo
+28% above market
median 1,259 €/m² for comparable properties
87,000 € 1,581 €/m²
Rent covers ~ 77% of the payment
~ 297 €/mo rent · you top up ~ 89 €/mo
+11% above market
median 1,204 €/m² for comparable properties
59,000 € 1,340 €/m²
Rent covers ~ 162% of the payment
~ 423 €/mo rent · pays for itself in ~ 12 yrs