+15% above market
median 1,092 €/m² for comparable properties
160,000 € 1,259 €/m²
Rent covers ~ 60% of the payment
~ 423 €/mo rent · you top up ~ 287 €/mo
Sale192,000 €1,573 €/m²
Expected rent473 € /mo
~43,000 € ABOVE MARKET
overpriced
against the median for 3-room apartments in Centyr (98 properties)
Area
122 m²
Construction
Brick
Year
2023
Yield analysis
Low investment rating
Monthly payment852 €20% down payment · 20 yrs · 3%
Expected rent473 €at market conditions for the neighbourhood
The rent covers 56% of the payment — you top up about 379 €/mo for 20 years. From rent alone, with no loan, it pays for itself in 34 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.
Property analysis
This apartment is priced about 43,000 € above the typical price (the median) for 3-room apartments in Centyr (98 properties) — 1,573 €/m² against 1,222 €/m².
The apartment is located in the town of Kardzhali, in the central part of the town. It features a 2+1 layout, including two bedrooms and a living room with kitchen. The property has two large terraces with a southwest aspect. The building was constructed in 2023 from brick and is gasified, with the apartment fully furnished and equipped with air conditioning and appliances under warranty. The location is convenient, close to Yordan Yovkov School and a kindergarten, making the property suitable for families. The apartment is move-in ready and offers a balanced combination of functionality and comfort.
With 20% down over 20 years the monthly mortgage payment is about 852 €, against an expected local rent of 473 €. The rent covers 56% of it.
Pros and cons
AI summaryPros
- functional layout
- southwest aspect
- two terraces
- new-build
Cons
We didn't find any significant drawbacks in the listing. This doesn't replace an in-person viewing.
Layout
- bedroom
- bedroom
- living room
Details
- Category
- Residential
- Rooms
- 3
- Bathrooms
- 1
Approximate location
The exact address hasn't been published by the seller — the map shows the neighbourhood.
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