+15% above market
median 1,092 €/m² for comparable properties
160,000 € 1,259 €/m²
Rent covers ~ 60% of the payment
~ 423 €/mo rent · you top up ~ 287 €/mo
Sale120,000 €1,200 €/m²
Expected rent473 € /mo
AT MARKET LEVEL
fairly priced
against the median for 3-room apartments in Centyr (98 properties)
Area
100 m²
Floor
2 / 6
Construction
Brick
Year
2023
Yield analysis
Fair investment rating
Monthly payment532 €20% down payment · 20 yrs · 3%
Expected rent473 €at market conditions for the neighbourhood
The rent covers 89% of the payment — you top up about 59 €/mo for 20 years. From rent alone, with no loan, it pays for itself in 21 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.
Property analysis
This apartment is priced at the typical price (the median) for 3-room apartments in Centyr (98 properties) — 1,200 €/m² against 1,222 €/m².
Three-room apartment in Kardzhali, Center district.
The layout includes a living room with dining area and kitchen, two bedrooms, bathroom with toilet, laundry room, corridor, and balcony.
The building is brick, built in 2023, the apartment is on the second floor of six and has all necessary amenities and a garage.
The location is well connected, close to the Municipal Market and Historical Museum, providing easy access to city infrastructure.
The property is suitable for people looking for a convenient residential option in the central urban area with parking availability.
With 20% down over 20 years the monthly mortgage payment is about 532 €, against an expected local rent of 473 €. The rent covers 89% of it.
Pros and cons
AI summaryPros
- south aspect
- garage
- quality construction
- parking space
Cons
We didn't find any significant drawbacks in the listing. This doesn't replace an in-person viewing.
Questions for the viewing
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What feedback have previous viewers given?
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Layout
- living room
- bedroom
- bedroom
- bathroom
- laundry room
- corridor
- balcony
Amenities
- With Parking
- Access Control
- Renovated
Exposure
AI summarySSouth
Maximum sunlight throughout the day
Details
- Category
- Residential
- Rooms
- 3
- Bathrooms
- 1
Location
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