+15% above market
median 1,092 €/m² for comparable properties
160,000 € 1,259 €/m²
Rent covers ~ 60% of the payment
~ 423 €/mo rent · you top up ~ 287 €/mo
Sale92,000 €1,586 €/m²
Expected rent297 € /mo
~19,000 € ABOVE MARKET
overpriced
against the median for 2-room apartments in Centyr (56 properties)
Area
58 m²
Floor
4 / 5
Construction
Brick
Year
1980
Yield analysis
Low investment rating
Monthly payment408 €20% down payment · 20 yrs · 3%
Expected rent297 €at market conditions for the neighbourhood
The rent covers 73% of the payment — you top up about 111 €/mo for 20 years. From rent alone, with no loan, it pays for itself in 26 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.
Property analysis
This apartment is priced about 19,000 € above the typical price (the median) for 2-room apartments in Centyr (56 properties) — 1,586 €/m² against 1,259 €/m².
Two-room apartment with an area of 58 sq m, located in the center of Kardzhali, near the Municipality.
The property has a kitchen with access to the living room, a separate bedroom, and a bathroom with toilet, providing a convenient and practical layout.
The building is brick, built in 1980, and the apartment is on the 4th floor of 5, after major renovation with replaced electrical and plumbing installations.
The location is well connected, close to schools, kindergartens, a park, and shops, which facilitates daily life.
The residence is suitable for living or investment, combining convenience and a good location in the city center.
With 20% down over 20 years the monthly mortgage payment is about 408 €, against an expected local rent of 297 €. The rent covers 73% of it.
Pros and cons
AI summaryPros
- functional layout
- major renovation
- close to park
- central location
Cons
We didn't find any significant drawbacks in the listing. This doesn't replace an in-person viewing.
Questions for the viewing
Only on imotesaDerived from this specific property's data — not a generic checklist. Take them with you.
Have the risers been replaced, and when was the roof last repaired?
Because: The building dates from 1980 — about 46 years old.
Is there a lift in the building, and what condition is it in?
Because: The property is on floor 4 and the listing does not mention a lift.
Generated automatically from the data we hold. They do not replace an in-person viewing, a survey or legal due diligence.
Layout
- kitchen
- living room
- bedroom
Details
- Category
- Residential
- Rooms
- 2
- Bathrooms
- 1
Approximate location
The exact address hasn't been published by the seller — the map shows the neighbourhood.
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