−18% below market
median 1,260 €/m² for comparable properties
55,000 € 1,037 €/m²
Rent covers ~ 159% of the payment
~ 387 €/mo rent · pays for itself in ~ 12 yrs
Sale118,000 €1,815 €/m²
Expected rent387 € /mo
~36,000 € ABOVE MARKET
overpriced
against the median for apartments in Bansko (916 properties)
Area
65 m²
Floor
2 / 5
Construction
Brick
Year
2010
Yield analysis
Low investment rating
Monthly payment524 €20% down payment · 20 yrs · 3%
Expected rent387 €at market conditions for the neighbourhood
The rent covers 74% of the payment — you top up about 137 €/mo for 20 years. From rent alone, with no loan, it pays for itself in 25 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.
Property analysis
This apartment is priced about 36,000 € above the typical price (the median) for apartments in Bansko (916 properties) — 1,815 €/m² against 1,260 €/m².
Apartment in Bansko, Blagoevgrad region, located in the Sveti Ivan Ski complex. The property is on the second floor of a five-storey brick building, built in 2010.
The layout includes two rooms and two large terraces, one of which has a south aspect and views of the Pirin mountain, providing additional space and light.
The building has maintained common areas and offers 24-hour security and reception, and the apartment is furnished with new furniture, suitable for comfortable living or rental.
The location is quiet, close to the mountain and with good infrastructure, making the property suitable both for permanent residence and as a holiday home.
The property combines the amenities of a gated complex with a functional layout and investment potential.
With 20% down over 20 years the monthly mortgage payment is about 524 €, against an expected local rent of 387 €. The rent covers 74% of it.
Pros and cons
AI summaryPros
- two terraces
- south aspect
- gated complex
- quality materials
Cons
We didn't find any significant drawbacks in the listing. This doesn't replace an in-person viewing.
Layout
- bedroom
- living room
Exposure
AI summarySSouth
Maximum sunlight throughout the day
Details
- Category
- Residential
- Rooms
- 2
Approximate location
The exact address hasn't been published by the seller — the map shows the neighbourhood.
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