Sale

Four-room apartment with sea view in Balchik

Oblast DobrichBalchik
Published: 2 September 2026 Updated: 8 September 2026
Sale98,000 €1,195 €/m²
Expected rent512 € /mo

AT MARKET LEVEL

fairly priced

against the median for apartments in Balchik (341 properties)

Area
82 m²
Floor
4 / 6
Construction
Panel
Year
2005

Yield analysis

Good investment rating

6.3% / yr
Monthly payment435 €20% down payment · 20 yrs · 3%
Expected rent512 €at market conditions for the neighbourhood

The rent covers 118% of the payment — the tenant pays off the loan over 20 years. From rent alone, with no loan, it pays for itself in 16 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.

Property analysis

This apartment is priced at the typical price (the median) for apartments in Balchik (341 properties) — 1,195 €/m² against 1,136 €/m².

Four-room apartment in Balchik, Dobrich region, located on the 4th floor of 6 in a prefab panel building with elevator.

The layout includes an entrance hall, living room with south aspect and sea view, separate kitchen, two bedrooms, bathroom with toilet and two terraces, with one of the bedrooms also having access to a terrace.

The building is prefab panel construction, and the apartment is in need of renovation, which allows for adaptation according to the needs of future occupants. There is a basement storage room and free parking around the building.

The location is central in Balchik, with convenient access to shops, restaurants and transport, close to the sea and main attractions of the town.

The property is suitable both for permanent residence and as a holiday home or investment with potential for improvement.

With 20% down over 20 years the monthly mortgage payment is about 435 €, against an expected local rent of 512 €. The rent covers the whole payment (118%).

This property is advertised in 2 offers, all from the same agency. All offers are at the same price. It has been listed for 30 days.

Source: Market statistics for apartments in Balchik

Pros and cons

AI summary
Pros
  • south aspect
  • sea view
  • elevator
  • two terraces
Cons
  • prefab panel construction
  • in need of renovation

Questions for the viewing

Only on imotesa

Derived from this specific property's data — not a generic checklist. Take them with you.

  1. Who am I negotiating with, and who is authorised to agree a price?

    Because: The property appears in 2 listings at the same price.

  2. Has the block been insulated under the renovation programme, and is there paperwork for it?

    Because: Prefabricated panel construction.

Generated automatically from the data we hold. They do not replace an in-person viewing, a survey or legal due diligence.

Layout

  • entrance hall
  • living room
  • kitchen
  • bedroom
  • bedroom

Amenities

  • Elevator

Exposure

AI summary
SSouth

Maximum sunlight throughout the day

Details

Category
Residential
Rooms
4
Bathrooms
1
Furnishing
Yes

Approximate location

The exact address hasn't been published by the seller — the map shows the neighbourhood.

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