Sale

Three-room apartment in Balchik with glazed terrace

Oblast DobrichBalchik
Published: 22 January 2026 Updated: 16 September 2026
Sale124,000 €1,631 €/m²
Expected rent512 € /mo

~38,500 € ABOVE MARKET

overpriced

against the median for apartments in Balchik (343 properties)

Area
76 m²
Floor
3 / 6
Construction
Panel
Year
1990

Yield analysis

Fair investment rating

5% / yr
Monthly payment550 €20% down payment · 20 yrs · 3%
Expected rent512 €at market conditions for the neighbourhood

The rent covers 93% of the payment — you top up about 38 €/mo for 20 years. From rent alone, with no loan, it pays for itself in 20 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.

Property analysis

This apartment is priced about 38,500 € above the typical price (the median) for apartments in Balchik (343 properties) — 1,631 €/m² against 1,127 €/m².

The apartment is located in Balchik, Dobrich region, in a well-connected district of the seaside town.

The layout includes a living area, two bedrooms, a glazed terrace, a bathroom with toilet, and a corridor, providing convenient functionality for family use.

The building is prefab panel from 1990, with an elevator and controlled access; the property has been renovated with replaced plumbing and electrical installations, external insulation, and quality flooring.

The location offers amenities such as public transport, shops, a school, and proximity to the Botanical Garden and sports facilities.

The property is suitable for year-round living or a holiday home with a balanced combination of comfort and functionality.

With 20% down over 20 years the monthly mortgage payment is about 550 €, against an expected local rent of 512 €. The rent covers 93% of it.

This property is advertised in 2 offers from 2 different sellers. All offers are at the same price. It has been listed for 252 days.

Source: Market statistics for apartments in Balchik

Pros and cons

AI summary
Pros
  • functional layout
  • elevator
  • external insulation
  • close to park
Cons

We didn't find any significant drawbacks in the listing. This doesn't replace an in-person viewing.

Questions for the viewing

Only on imotesa

Derived from this specific property's data — not a generic checklist. Take them with you.

  1. What feedback have previous viewers given?

    Because: We have been tracking this listing for about 252 days.

  2. Who am I negotiating with, and who is authorised to agree a price?

    Because: The property appears in 2 listings at the same price.

  3. Has the block been insulated under the renovation programme, and is there paperwork for it?

    Because: Prefabricated panel construction.

Generated automatically from the data we hold. They do not replace an in-person viewing, a survey or legal due diligence.

Layout

  • living area
  • bedroom
  • bedroom
  • glazed terrace
  • corridor
  • basement storage

Amenities

  • Elevator
  • With Parking
  • Internet Connection
  • Access Control

Details

Category
Residential
Rooms
3
Bathrooms
1
Furnishing
Yes

Approximate location

The exact address hasn't been published by the seller — the map shows the neighbourhood.

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