+19% above market
median 1,127 €/m² for comparable properties
119,000 € 1,337 €/m²
Rent covers ~ 97% of the payment
~ 512 €/mo rent · you top up ~ 16 €/mo
Sale128,900 €1,263 €/m²
Expected rent512 € /mo
~14,000 € ABOVE MARKET
above market
against the median for apartments in Balchik (343 properties)
Area
102 m²
Floor
3 / 5
Construction
Brick
Year
2013
Yield analysis
Fair investment rating
Monthly payment572 €20% down payment · 20 yrs · 3%
Expected rent512 €at market conditions for the neighbourhood
The rent covers 90% of the payment — you top up about 60 €/mo for 20 years. From rent alone, with no loan, it pays for itself in 21 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.
Property analysis
This apartment is priced about 14,000 € above the typical price (the median) for apartments in Balchik (343 properties) — 1,263 €/m² against 1,127 €/m².
Three-room apartment in Dobrich region, Balchik, located on the third floor of a five-storey building.
The layout includes a bright living room with kitchen area, two bedrooms each with its own bathroom and toilet, as well as a terrace.
The building is brick from 2013, with an elevator and access control, and the apartment is renovated and ready for use.
The location provides quick access to essential services, transport, and the coastal area, suitable for year-round living or investment.
The property offers convenience and functionality for family living or rental.
With 20% down over 20 years the monthly mortgage payment is about 572 €, against an expected local rent of 512 €. The rent covers 90% of it.
Pros and cons
AI summaryPros
- functional layout
- two bathrooms
- terrace
- elevator
Cons
We didn't find any significant drawbacks in the listing. This doesn't replace an in-person viewing.
Layout
- living room
- bedroom
- bedroom
Amenities
- Elevator
- Access Control
- Renovated
Details
- Category
- Residential
- Rooms
- 3
- Bathrooms
- 2
- Furnishing
- Yes
Approximate location
The exact address hasn't been published by the seller — the map shows the neighbourhood.
Similar properties nearby
At market level
median 1,127 €/m² for comparable properties
126,000 € 1,223 €/m²
Rent covers ~ 92% of the payment
~ 512 €/mo rent · you top up ~ 47 €/mo
At market level
median 1,127 €/m² for comparable properties
94,900 € 1,129 €/m²
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Rent covers ~ 89% of the payment
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