−22% below market
median 1,493 €/m² for comparable properties
137,000 € 1,161 €/m²
Rent covers ~ 128% of the payment
~ 781 €/mo rent · pays for itself in ~ 15 yrs
Sale359,000 €2,966 €/m²
Expected rent781 € /mo
~178,500 € ABOVE MARKET
overpriced
against the median for houses in Centyr (46 properties)
Area
121 m²
Land Area
121 m²
Floor
2 / 2
Construction
Brick
Year
1960
Yield analysis
Low investment rating
Monthly payment1,593 €20% down payment · 20 yrs · 3%
Expected rent781 €at market conditions for the neighbourhood
The rent covers 49% of the payment — you top up about 812 €/mo for 20 years. From rent alone, with no loan, it pays for itself in 38 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.
Property analysis
This house is priced about 178,500 € above the typical price (the median) for houses in Centyr (46 properties) — 2,966 €/m² against 1,493 €/m².
The property represents the second floor of a monolithic concrete house in the center of Ruse. The area is 121 sq m, functionally distributed between a living room, two bedrooms, a kitchen, and sanitary facilities.
The layout includes a corridor, living room with high ceilings, bedroom with access to an enclosed terrace, and separate bathroom and toilet, providing convenience and comfort. The property also includes three attic rooms and two basements for additional use.
The house was built in 1960 from brick, with the roof renovated in 2024, improving the condition of the structure. The presence of a 121 sq m yard offers possibilities for landscaping or parking.
The location is in the quiet part of the center, close to the City Halls and main urban amenities, ensuring easy access to services and transport.
The property is suitable for living or creative activity, combining urban conveniences with opportunities for development and adaptation according to needs.
With 20% down over 20 years the monthly mortgage payment is about 1,593 €, against an expected local rent of 781 €. The rent covers 49% of it.
Pros and cons
AI summaryPros
- functional layout
- renovated roof
- yard
- central location
Cons
- second floor
- old construction
Layout
- bedroom
- bedroom
- living room
- kitchen
Details
- Category
- Residential
- Bathrooms
- 2
Approximate location
The exact address hasn't been published by the seller — the map shows the neighbourhood.
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