−14% below market
median 1,493 €/m² for comparable properties
90,000 € 1,285 €/m²
Rent covers ~ 196% of the payment
~ 781 €/mo rent · pays for itself in ~ 10 yrs
Sale137,000 €1,161 €/m²
Expected rent781 € /mo
~39,000 € BELOW MARKET
good value
against the median for houses in Centyr (46 properties)
Area
118 m²
Land Area
440 m²
Floor
2 / 2
Construction
Brick
Year
1930
Yield analysis
Good investment rating
Monthly payment608 €20% down payment · 20 yrs · 3%
Expected rent781 €at market conditions for the neighbourhood
The rent covers 128% of the payment — the tenant pays off the loan over 20 years. From rent alone, with no loan, it pays for itself in 15 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.
Property analysis
This house is priced about 39,000 € below the typical price (the median) for houses in Centyr (46 properties) — 1,161 €/m² against 1,493 €/m².
House with a shop, located in the Center of Ruse on Tsar Osvoboditel St. The property has a total area of 118 sq m and includes a residential part and commercial space.
The layout includes 4 rooms, among them 2 bedrooms on the second floor, a spacious living room with kitchenette, furnished kitchen, and bathroom. Additionally, there is an attic space and a basement for storage.
The building is brick, built in 1930, with maintained common areas and electric heating. The house is renovated and ready to move in.
The yard area of 440 sq m offers opportunities for relaxation, and the presence of a garage door and parking spaces outside the Blue Zone facilitates parking. Easy access via asphalt road.
The property is suitable for family living with conveniences in the central urban area, combining functionality and comfort.
With 20% down over 20 years the monthly mortgage payment is about 608 €, against an expected local rent of 781 €. The rent covers the whole payment (128%).
Pros and cons
AI summaryPros
- functional layout
- garage / parking space
- yard area
- renovated
Cons
We didn't find any significant drawbacks in the listing. This doesn't replace an in-person viewing.
Layout
- bedroom
- bedroom
- room
- room
Amenities
- With Parking
- Internet Connection
- Renovated
- Needs Renovation
Details
- Category
- Residential
- Bathrooms
- 1
Approximate location
The exact address hasn't been published by the seller — the map shows the neighbourhood.
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