At market level
median 1,815 €/m² for comparable properties
895,000 € 1,815 €/m²
Rent covers ~ 47% of the payment
~ 1,871 €/mo rent · you top up ~ 2,100 €/mo
Sale530,000 €2,650 €/m²
Expected rent1,871 € /mo
~167,000 € ABOVE MARKET
overpriced
against the median for houses in Bankya (192 properties)
Area
200 m²
Land Area
200 m²
Construction
Brick
Year
1980
Heating
Local Heating
Yield analysis
Fair investment rating
Monthly payment2,351 €20% down payment · 20 yrs · 3%
Expected rent1,871 €at market conditions for the neighbourhood
The rent covers 80% of the payment — you top up about 480 €/mo for 20 years. From rent alone, with no loan, it pays for itself in 24 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.
Property analysis
This house is priced about 167,000 € above the typical price (the median) for houses in Bankya (192 properties) — 2,650 €/m² against 1,815 €/m².
The property is a two-storey house with a total area of 200 sq m, located in the centre of Bankya. The second and third floors of the building are for sale, each with an area of about 100 sq m, including the terraces.
The layout includes spacious living rooms, several bedrooms, kitchens and bathrooms on both floors, with the two floors functionally connected and offering conveniences for a large family. The surrounding terraces provide panoramic views of the surroundings.
The house was built of brick in 1980, with a major renovation in 2006, including a new roof, replaced REHAU windows and external and internal insulation. Heating is combined – fireplace with water jacket, heat pump and air conditioners for cooling.
The location is in the central part of Bankya, close to the municipality and city amenities, with the property having an independent entrance, a yard of about 200 sq m and a parking space.
This property offers a balance between space, functionality and convenience for family living in an urban environment with access to green areas and services.
With 20% down over 20 years the monthly mortgage payment is about 2,351 €, against an expected local rent of 1,871 €. The rent covers 80% of it.
Pros and cons
AI summaryPros
- functional layout
- panoramic terrace
- parking space
- renovated
Cons
We didn't find any significant drawbacks in the listing. This doesn't replace an in-person viewing.
Amenities
- With Parking
- Renovated
Details
- Category
- Residential
- Bathrooms
- 3
- Furnishing
- Yes
Approximate location
The exact address hasn't been published by the seller — the map shows the neighbourhood.
Similar properties nearby
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Rent covers ~ 47% of the payment
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At market level
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No market valuation
On request
No yield data
Appears once there's enough market data
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