+99% above market
median 1,815 €/m² for comparable properties
880,000 € 3,606 €/m²
Rent covers ~ 48% of the payment
~ 1,871 €/mo rent · you top up ~ 2,033 €/mo
Sale519,000 €2,595 €/m²
Expected rent1,871 € /mo
~156,000 € ABOVE MARKET
overpriced
against the median for houses in Bankya (192 properties)
Area
200 m²
Land Area
550 m²
Construction
Brick
Year
2011
Heating
Local Heating
Yield analysis
Fair investment rating
Monthly payment2,303 €20% down payment · 20 yrs · 3%
Expected rent1,871 €at market conditions for the neighbourhood
The rent covers 81% of the payment — you top up about 432 €/mo for 20 years. From rent alone, with no loan, it pays for itself in 23 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.
Property analysis
This house is priced about 156,000 € above the typical price (the median) for houses in Bankya (192 properties) — 2,595 €/m² against 1,815 €/m².
The house is located in a quiet and peaceful area of Bankya, part of Sofia. The property offers about 200 sq m of living space, spread over several levels.
The interior layout includes a spacious living room with kitchenette and dining area, four bedrooms, several bathrooms, and a storage room. The attic level is designed as a separate studio with a bathroom.
The building was constructed in 2011 with brick materials and heating via heat pump, providing energy efficiency. The property includes a garage and video surveillance.
The yard covers 550 sq m, landscaped and includes a children's playground, which adds convenience for families with children. The area offers tranquility and easy access to Sofia.
This property is suitable for families seeking a spacious home with functional layout and outdoor relaxation opportunities near the capital.
With 20% down over 20 years the monthly mortgage payment is about 2,303 €, against an expected local rent of 1,871 €. The rent covers 81% of it.
This property is advertised in 2 offers from 2 different sellers. All offers are at the same price. It has been listed for 60 days.
Pros and cons
AI summaryPros
- functional layout
- large yard
- garage
- energy-efficient heating
Cons
We didn't find any significant drawbacks in the listing. This doesn't replace an in-person viewing.
Layout
- living room
- kitchenette
- dining area
- bedroom
- bathroom
- toilet
- bedroom
- bedroom
- bathroom
- toilet
- hallway
- bedroom
- bathroom
Amenities
- With Parking
- Video Surveillance
- Renovated
- Internet Connection
Details
- Category
- Residential
- Bathrooms
- 4
- Furnishing
- Yes
Approximate location
The exact address hasn't been published by the seller — the map shows the neighbourhood.
Similar properties nearby
At market level
median 1,815 €/m² for comparable properties
895,000 € 1,815 €/m²
Rent covers ~ 47% of the payment
~ 1,871 €/mo rent · you top up ~ 2,100 €/mo
+10% above market
median 1,815 €/m² for comparable properties
900,000 € 2,000 €/m²
Rent covers ~ 47% of the payment
~ 1,871 €/mo rent · you top up ~ 2,122 €/mo
+56% above market
median 1,815 €/m² for comparable properties
930,000 € 2,826 €/m²
Rent covers ~ 45% of the payment
~ 1,871 €/mo rent · you top up ~ 2,255 €/mo
−11% below market
median 1,815 €/m² for comparable properties
560,000 € 1,609 €/m²
Rent covers ~ 75% of the payment
~ 1,871 €/mo rent · you top up ~ 614 €/mo
At market level
median 1,815 €/m² for comparable properties
580,000 € 1,705 €/m²
Rent covers ~ 73% of the payment
~ 1,871 €/mo rent · you top up ~ 702 €/mo
+15% above market
median 1,815 €/m² for comparable properties
520,000 € 2,080 €/m²
Rent covers ~ 81% of the payment
~ 1,871 €/mo rent · you top up ~ 436 €/mo
At market level
median 1,815 €/m² for comparable properties
368,640 € 1,920 €/m²
Rent covers ~ 114% of the payment
~ 1,871 €/mo rent · pays for itself in ~ 16 yrs